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If my spouse should pass away, would I receive his social…

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If my spouse should...

If my spouse should pass away, would I receive his social security amount and lose mine?

Accountant's Assistant: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.

My husband's social security is twice mine...and he is 5 years older than me. If he should die, would I lose my SS and then collect his?

Accountant's Assistant: Is there anything else the Retirement Accountant should be aware of?

Only that our ages are 81 (husband) and 77 (wife)

Submitted: 7 months ago.Category: Social Security
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Answered in 4 minutes by:
12/19/2017
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 7 months ago
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,861
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Verified

Hi. My name's Lane.

I hold a law degree (J.D.), with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, to clients on three continents, since 1986.

The survivor benefit is 100% of the deceased spouse benefit. AND Although we cannot "stack benefits," as Social Security (SSA) Calls it, SSA WILL take the surviving spouse up to the higher benefit.

So, yes, given that your husband's is higher, you will be taken up TO that higher amount. They do this by paying a combination of both benefits

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Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 7 months ago

Please let me know if you have ANY questions at all, before rating me.

If this has helped, and you DON’T have other questions … I'd appreciate a positive rating, using the stars on your screen, and then clicking “submit" (you may have to scroll up to see the stars, OR look to one side or the other if you’re on a device, such as a phone or tablet) – That’s the only way I’ll be credited for the work

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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,861
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Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986

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