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Can an employed teacher at FRA collect social security

Customer Question
Can an employed teacher...

Can an employed teacher at FRA collect social security spousal benefits

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

Wife is currently working as teacher at age 661/2. Wants to apply for

Accountant's Assistant: Is there anything else important you think the Retirement Accountant should know?

Social security benefits based on husband's social security benefit

Submitted: 7 months ago.Category: Social Security
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Answered in 1 hour by:
12/19/2017
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 7 months ago
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,669
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Verified

Hi. My name's Lane.

...

I hold a law degree (J.D.), with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, to clients on three continents, since 1986.

...

Yes, you can. However, once you start receiving your teacher's pension the GPO (Government Pension Offset) will come to play.

...

From SSA's GPO Publication: "If you receive a retirement or disability pension from a federal, state, or local government based on your own work for which you didn’t pay Social Security taxes, we may reduce your Social Security spouses or widows or widowers benefits. This fact sheet provides answers to questions you may have about the reduction."

...

You can read more about this here: https://www.ssa.gov/pubs/EN-05-10007.pdf

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Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 7 months ago

The reduction is 2/3 of your State teachers Pension.

...

Please let me know if you have ANY questions at all, before rating me.

If this has helped, and you DON’T have other questions … I'd appreciate a positive rating, using the stars on your screen, and then clicking “submit" (you may have to scroll up to see the stars, OR look to one side or the other if you’re on a device, such as a phone or tablet) – That’s the only way I’ll be credited for the work.

I hope you’ll rate me based on my accuracy and thoroughness (as opposed to any good news/bad news content). Thank you!

..

But again, if you need more on this, please let me know.

Lane

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Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,669
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Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986

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