Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

A. M* and I am 77 years of age and paid in minimum amount…

Customer Question
MY name is****** and...

MY name is****** and I am 77 years of age and paid in minimum amount for my 40 quarters and only draw 242.80 cents monthly

Accountant's Assistant: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.

Can my account be updated and see if I qualify for more money

Accountant's Assistant: Is there anything else the Retirement Accountant should be aware of?

My employer did not enroll us in social security and I worked extra to pay in the minimum ammount

Submitted: 7 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 6 minutes by:
12/15/2017
Social Security Expert: lev-tax, Tax Advisor replied 7 months ago
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 33,112
Experience: Taxes, Immigration, Labor Relations
Verified

You might wonder how the SSA figures your Social Security retirement benefit.

They base Social Security benefits on your lifetime earnings - adjust or “index” your actual earnings to account for changes in average wages since the year the earnings were received.

Then Social Security calculates your average indexed monthly earnings during the 35 years in which you earned the most.

If you worked less than 35 years - zeros are used for these missing years.

.

The simplest way to have estimated social security benefits - is to get your SSA statement.

Here is an example of such statement

https://www.ssa.gov/myaccount/materials/pdfs/SSA-7005-SM-SI%20Wanda%20Worker%20Near%20retirement.pdf

You can get your personal Social Security Statement online by using your my Social Security account. If you don’t yet have an account, you can easily create one. Your online Statement gives you secure and convenient access to your earnings records. It also shows estimates for retirement, disability and survivors benefits you and your family may be eligible for.

Ask Your Own Social Security Question
Customer reply replied 7 months ago
I want to know if I qualify for more money from as?
Social Security Expert: lev-tax, Tax Advisor replied 7 months ago

I will be glad to verify if you provide your earning for each year your worked.

Ask Your Own Social Security Question
Social Security Expert: lev-tax, Tax Advisor replied 7 months ago

See the worksheet on page 2

https://www.ssa.gov/pubs/EN-05-10070.pdf

If you put all your earnings for all years you worked under social security system - I will help you with calculations - and we may verify if you are entitled to larger benefits.

Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask lev-tax Your Own Question
lev-tax
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 33,112
33,112 Satisfied Customers
Experience: Taxes, Immigration, Labor Relations

lev-tax is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
My 76 year old wife worked for some time before we married,
My 76 year old wife worked for some time before we married, but once we married we became a single earner family. She is a few quarters short of earning her social security benefit and at this stage o… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I need to know what the amount of wages are now to qualify
I need to know what the amount of wages are now to qualify for a "quarter of SSA coverage. … read more
Barbara
Barbara
Enrolled Agent, Paralegal
5,416 satisfied customers
Can you buy up 40 quarters. I have not worked for 30 years
I have not worked for 30 years and have not paid into social security can I buy 40 quarters all at once … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I will be 62 in January 20018 I was a stay at home mother, I
i will be 62 in January 20018 I was a stay at home mother, I worked part time for a short time My husband is 77 and receives social security can i file under his social security it appears i dont have… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Received ss benefits at age 62, now 68 Medicare premiums
received ss benefits at age 62, now 68 Medicare premiums reduced by $2,100 a year due wife stil working and gross/net income still high. When she retires and income greatly reduced, will I receive thi… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I was planning to retire at 62, but am now considering
I was planning to retire at 62, but am now considering retirement at the end of this year (age 61) and not working that last year. How will that affect my SS? Will the year of not working count agains… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
Do I need to qualify for Social Security in order to qualify
Do I need to qualify for Social Security in order to qualify for Medicare? … read more
Christopher B, Esq
Christopher B, Esq
Attorney
Juris Doctor
1,825 satisfied customers
I am 72 years old and I am a legal permanent resident in the
I am 72 years old and I am a legal permanent resident in the United States. Can I apply for medicare? … read more
Christopher B, Esq
Christopher B, Esq
Attorney
Juris Doctor
1,825 satisfied customers
My friends daughter was in a relationship for 17 years. (not
Hello, My friends daughter was in a relationship for 17 years. (not married) she only worked part time and made about $300 per month. She also only had menial jobs before that. They broke up and she i… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
HOW MANY QUARTER IN LAST 5 YEARS HAVE TO BE PAID TO COUNT ?
HOW MANY QUARTER IN LAST 5 YEARS HAVE TO BE PAID TO COUNT FOR DISABILITY? NONE IS PAID IN THE LAST 4 YEARS AND THEY ARE TELLING HIM NOW HE IS ELIGIBLE FOR SSI BUT HE WANTS TO DRAW OFF HIS OWN SOCIAL S… read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
My wife(US citizen and retired) has 31 credits and is 71. I
My wife(US citizen and retired) has 31 credits and is 71. I (green card holder) have currently (still working to June 2017) 11 credits to date and am 68 turning 69 next month. We both came here to liv… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I have 12 credits now. When my wife and I immigrate we will
I have 12 credits now. When my wife and I immigrate we will be 67. We would like to earn a total of at least 30 credits (18 more) and perhaps 40 (28 more) if possible. I have read that "in certain cas… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I retired from the Fed GOV in 2000 at age of 55 and was give
I retired from the Fed GOV in 2000 at age of 55 and was give full retirement because I saved three FED GOV jobs by taking early retirement. I became a flight attendant for American Airlines in 2000 an… read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
i am a railroad employee with 39 years of service I also have
i am a railroad employee with 39 years of service I also have 39 quarters of social paid before going to work for the railroad I am 67 years old and still working for the RR can I get my social pay be… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I worked for the Hawaii County Fire Dept from 1967 - 2000 and
I worked for the Hawaii County Fire Dept from 1967 - 2000 and worked a full-time job for 2 yrs before the fire dept. and continued working part-time jobs to earn social security credits (forty quarter… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I am a native born U.S. citizen, married to a foreigner. I
I am a native born U.S. citizen, married to a foreigner. I have lived in his country for 43 years and am nearing 65 years old. I worked in the States as a teenager, and again, for a year in my 40's. W… read more
R. Klein, EA
R. Klein, EA
Accountant
Master's Degree
334 satisfied customers
If one works in USA for more than 10 years and pays social
If one works in USA for more than 10 years and pays social security tax but then leaves for India to settle down. At the age of 62, if person is in Indian and considered non resident for US purposes (… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My mother-in-law is a 55 yr old immigrant from Russia with
My mother-in-law is a 55 yr old immigrant from Russia with an annual income of 7K from my wife and I for taking care of our children. What is the best plan for obtaining the best possible social secur… read more
dylatess
dylatess
ATTORNEY
JD
3,467 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x