Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I turned 66 in July 2016 and began collecting my SS benefit.

Customer Question
I turned 66 in...

I turned 66 in July 2016 and began collecting my SS benefit. I worked the remainder of 2016 and all of 2017. Will continuing to work improve my monthly benefit ?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

Does continuing to work past the age of 66 improve my monthly benefit ?

Submitted: 4 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 8 minutes by:
11/28/2017
Social Security Expert: lev-tax, Tax Advisor replied 4 months ago
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 32,695
Experience: Taxes, Immigration, Labor Relations
Verified

Your question is

- Does continuing to work past the age of 66 improve my monthly benefit ?

It is possible - but depends on your earning in these years.

Many people wonder how we figure their Social Security retirement benefit. We base Social Security benefits on your lifetime earnings.

The SSA will adjust or “index” your actual earnings to account for changes in average wages since the year the earnings were received.

Then Social Security calculates your average indexed monthly earnings during the 35 years in which you earned the most.

They apply a formula to these earnings and arrive at your basic benefit, or “primary insurance amount” - PIA

SO - if you worked less than 35 year - any additional years of earning will definitely improve your social security benefits,

but if you worked MORE than 35 years during your lifetime - additional years of earning will improve your benefits if your earning large enough to be included into 35 years your adjusted earning was larger.

Let me know if you need any clarification or help with determination.

Ask Your Own Social Security Question
Customer reply replied 4 months ago
My question was answered completely. However, I thought that I was going to be charged $5 in total and only after giving my credit card info was I informed of the additional charge. VERY DECEPTIVE. I will contest this charge on my credit card
Social Security Expert: lev-tax, Tax Advisor replied 4 months ago

Sorry for your disappointment...
Please be aware that experts do not have access to your account or any private information.

That is an additional step to protect your privacy.

Ask Your Own Social Security Question
Social Security Expert: lev-tax, Tax Advisor replied 4 months ago

Be sure to communicate all issues with payments to the customer service - and I am sure all will be resolved in your favor.

Let me know if you need contacts.

I will address any additional questions if needed.

Ask Your Own Social Security Question
Was this answer helpful?
Ask lev-tax Your Own Question
lev-tax
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 32,695
32,695 Satisfied Customers
Experience: Taxes, Immigration, Labor Relations

lev-tax is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,065 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,234 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
If I reach full retirement in September and start drawing
If I reach full retirement in September and start drawing social security at that time can my earnings in the months before that date be subject to decrease in my SS earnings? … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
My husband and I are both retired and receiving social
My husband and I are both retired and receiving social security benefits. How can I we maximize our benefits?… read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I am 84 years old and collect social security payments but
I am 84 years old and collect social security payments but it is only $2,660.00 per month. Why am I not collecting $3,400.00 like my friends? I started collecting when I was 71 years old. … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I am on Social security disadbiatiy for Asperger's syndrome.
I am on Social security disadbiatiy for Asperger's syndrome. I write in my spare time. I do not foresee making a living or enough money to support myself as a writer. But I am afraid if I sell any of … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
Is there a maximum per month that one can collect at age 70?
Is there a maximum per month that one can collect at age 70? … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
What is the maximum SS windfall e p $ ballpark figure? I am
what is the maximum SS windfall e p $ ballpark figure? I am 75 years young, still work at a non SS paying govt civil position, drawing a current SS benefit of $1,050 since I turned 66 in 2009 and proj… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
What is the formula for paiyment into social security taxes
what is the formula for paiyment into social security taxes and raise benefits over the next five years? … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
This is a social security question. Born in 1951 I began
This is a social security question.Born in 1951 I began collecting my full SS benefit. My wife who was born in 1952 will begin collecting her full SS in July of this year. We still both work full time… read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
How it the amount of social security figured? I was told
I was told that your social security check amount is figured on the last 5 years of employment. I was a mail carrier and made very good money before I had to medically retire. I am 58 and can collect ss at 62, I have a job opportunity but at way less money. I do not want to lessen the amount of my future ss income. Hence, how is the amount of your ss check figured? … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I would to apply for my social security benefit, i will be
hello ,I would to apply for my social security benefit … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I lived in the UK for 58 years and at age 65 receive a
I lived in the UK for 58 years and at age 65 receive a pension. I have lived in the USA for 12 years and worked for 10 of those years and have 40 credits. I applied for my US pension and they are tell… read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I expect to receive my first SS payment next month When does
I expect to receive my first SS payment next month When does the time period for earning the maximum $17,040 start? … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I am trying to get the approximate amount I will receive
I am trying to get the approximate amount I will receive when I retire at age 70 … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I have a question relating to WEP for a UK Government
I have a question relating to WEP for a UK Government Pension … read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I will work the first three months of 2018 then retire &
I will work the first three months of 2018 then retire & start drawing my social security in April when I am age 65. Will the income that I made the first three months count toward halfing to give bac… read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
I recently received the form SSA-455 for my disabled son. He
I recently received the form SSA-455 for my disabled son. He is in a supported work program with Villa Esperanza Services. He is paid twice a month and has been working for several years. How do I ans… read more
Barbara
Barbara
Enrolled Agent, Paralegal
4,939 satisfied customers
DOB 5/2/1952 Age 65 Gross earnings from wages YTD $26,000.
DOB 5/2/1952 Age 65 Gross earnings from wages YTD $26,000. If I apply or ss benefits now, is the excess between $26,000 and the $16,830 limit or $9170 impact my monthly benefit since it was earned pri… read more
lev-tax
lev-tax
Tax Advisor
32,695 satisfied customers
Publication No.05-10069 Current Annual and Monthly earnings
Publication No.05-10069 Current Annual and Monthly earnings limits … read more
TaxRobin
TaxRobin
Vocational, Technical or Trade School
1 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x