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My husband passed away in 2013. Am I eligible to collect his…

My husband passed away...

My husband passed away in 2013. Am I eligible to collect his benefits when I retire in 2019? What will that do to my benefits?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

My husband was 62 when he passed away in 2013. I believe he was receiving social security disability payments. I elected not to have those payments continued. Will I be eligible for any of his benefits?

Accountant's Assistant: Is there anything else important you think the Retirement Accountant should know?

I will be retiring at at 66 in June, 2019. I want to delay any payments until then.

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Answered in 9 minutes by:
11/21/2017
socrateaser
socrateaser, Attorney
Category: Social Security
Satisfied Customers: 40,169
Experience: retired
Verified

Hello,

If you were married for at least 10 years, then you are entitled to collect against your spouse's benefits upon retirement. If you wait until your full retirement age then you can collect 100% of your spouse's benefits.

I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer (click 3, 4 or 5 stars) -- otherwise, Justanswer retains your entire payment, and I receive nothing for my efforts in your behalf. Note: If you cannot find the rating button on your webpage, please just type in your rating in a response to this note, and customer service will apply the rating for you.

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Customer reply replied 9 months ago
Is that in addition to the benefits that I will be receiving?

Yes. However, there is a maximum of 150-180% of survivor benefits that any "family unit" can receive. So, your benefits will probably be capped at 180%.

I hope I've answered your question. Please let me know if you require further clarification. And, please provide a positive feedback rating for my answer (click 3, 4 or 5 stars) -- otherwise, Justanswer retains your entire payment, and I receive nothing for my efforts in your behalf. Note: If you cannot find the rating button on your webpage, please just type in your rating in a response to this note, and customer service will apply the rating for you.

Thanks again for using Justanswer!

socrateaser
socrateaser, Attorney
Category: Social Security
Satisfied Customers: 40,169
Experience: retired
Verified
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socrateaser
socrateaser, Attorney
Category: Social Security
Satisfied Customers: 40,169
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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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