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I am 82 and receive SS.as does ,my wife 81 years od age. we…

I am 82 and...

I am 82 and receive SS.as does ,my wife 81 years od age. we need to know how much each of our months monies will change if and when one of us passes, thank you

Accountant's Assistant: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.

How would my ,monthly dollar amount would change + or - on either account

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Answered in 5 minutes by:
11/20/2017
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 31,343
Experience: Taxes, Immigration, Labor Relations
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I hope you will live long enough and will enjoy your social security benefits.

You probably know people who are receiving Social Security survivors benefits because they're a widow or widower. At present, there are about 5 million widows and widowers receiving monthly Social Security benefits based on their deceased spouse's earnings record.

The widow or widower will receive - full benefits at full retirement age or older.

Let me know if you need any clarification this matter.

lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 31,343
Experience: Taxes, Immigration, Labor Relations
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Customer reply replied 3 months ago
I get 1314.00 monthly, my wife get 594.00 monthly, so you saying if I die she would get only 594.00 per month, or if she passes i would get just 1314.00? i thought she would receive some of my SS or reverse she died.
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I assume that your spouse is getting social security benefits based on her own working record.

If you die - your spouse will be eligible for both benefits

-- $594 based on her own working record, and

-- $1314 - as a surviving spouse based on YOUR working record,

However - she will not be able to receive both benefits at the same time.

But will be able to select the largest - and your wife will likely select $1314.

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lev-tax
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