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I recently read an article that referred to "spousal

Customer Question
I recently read an...

I recently read an article that referred to "spousal benefits", we have been married for53 years, is this something we couldbenefit from?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

Tell you more about what?

Accountant's Assistant: Is there anything else the Retirement Accountant should be aware of?

I receive two pensions, union and company

Submitted: 9 months ago.Category: Social Security
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Answered in 7 hours by:
11/12/2017
Social Security Expert: lev-tax, Tax Advisor replied 9 months ago
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 33,388
Experience: Taxes, Immigration, Labor Relations
Verified

Even if you have never worked under Social Security, you may be able to get spouse’s retirement benefits if you are at least 62 years of age and your spouse is receiving retirement or disability benefits.

You can also qualify for Medicare at age 65.

If you qualify and apply for your own retirement benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.

If you begin receiving benefits:
•between age 62 and your full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.
•at your full retirement age, your benefit as a spouse cannot exceed one-half of your spouse's full retirement amount.

Let me know if you need any clarification this matter.

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