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I am retiring in 90 days (age 64) but holding off taking SS
I am retiring in 90 days (age 64) but holding off taking SS until 66. My wife is a retired teach 2 years younger than I am. We plan on living off of her retirement and 401K income until I start taking… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,440 satisfied customers
Both my wife and I are retired and have been taking our SS
Both my wife and I are retired and have been taking our SS my question is my ss is $1628 on my retirement income and my wife's based on her employment is $773 shouldn't she be taking my spousal in pla… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,440 satisfied customers
I started receiving my SS benefits at my FRA in March and my
Hello I started receiving my SS benefits at my FRA in March and my wife how is not eligible based credits rule wants to get her spousal benefit at her FRA in December. No problem getting 50% of mine r… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,440 satisfied customers
My wife is a few credits short of qualifying for her own SS
My wife is a few credits short of qualifying for her own SS check. She never really had any earning to speak of and now she's 59. I'm 61. If I delay to Age 70 to start my SS, when should my wife start… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,514 satisfied customers
My spouse is 65 and collects her own social security (since
My spouse is 65 and collects her own social security (since she turned 62).He she reaches age 66, is she eligible for 50% of my current social security benefits (I started benefits at age 66). If so, … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,514 satisfied customers
My wife is 68, retired and began taking her very modest SS
My wife is 68, retired and began taking her very modest SS benefits at 62. I am 65, still working, and contemplating retirement later this year when I turn 66. Can I then file for restricted SS benefi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,514 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,514 satisfied customers
Under the restricted application law will this work? My wife
Under the restricted application law will this work? My wife is 62 can she start drawing SS today, and i am 68 can I apply a restricted application for spousal benefits, leaving my credits to grow to … read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,440 satisfied customers
I will be 64 in September and my wife will be 62. If she takes
I will be 64 in September and my wife will be 62. If she takes her benefit at 62 can I take a spousal benefit before my full retirement age of 66? If so, what is the impact on my future SS benefits? I… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I retired and took SS benefits at 65. I am now 67, My wife
I retired and took SS benefits at 65. I am now 67, My wife is 62 and has just retired. Can she take half of my benefits now as spousal benefits and then change to her full benefits when she is 66-70?… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I will turn 66 in June, my wife will turn 62 this month (February).
I will turn 66 in June, my wife will turn 62 this month (February). My benefit is significantly higher than hers. I would like to start getting my FRA benefit in June. Can my wife start her early bene… read more
ShawnA
ShawnA
CEO
Bachelor's Degree
4,726 satisfied customers
My wife takes SS at 62. I am 61 at the time. I want to wait
My wife takes SS at 62. I am 61 at the time. I want to wait until I am 70 to apply. Can I take spousal benefits when my wife applys at 62 or do I have to wait until my wife is FRA. How can I get my wi… read more
ShawnA
ShawnA
CEO
Bachelor's Degree
4,726 satisfied customers
If at age 66 (my full retirement age) I enroll for SS benefits
If at age 66 (my full retirement age) I enroll for SS benefits and immediately suspend pymts and then my spouse who is 62 draws on my account (at reduced). Then at age 66 and 2mos (spouses full retire… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
Hi: I am planning to retire next Septemebr 2014 at age 67
Hi: I am planning to retire next Septemebr 2014 at age 67 - one year beyond my full SS eligibility. At that time, I will be eligible for approx. $2,900 monthly. My wife will be age 62 at that same tim… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I AM 64 YEARS OLD AND STILL WORKING- I WILL APPLY FOR SOC SEC
I AM 64 YEARS OLD AND STILL WORKING- I WILL APPLY FOR SOC SEC AT AGE 66. MY WIFE IS RETIRED AND IS 63 YEARS OLD AND IS ELIGIBLE FOR EARLY SOC SEC NOW. MY QUESTION IS IF SHE APPLIES FOR SOC SEC NOW CAN… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
18,472 satisfied customers
I am 62 and hope to retire in February 2014 and, if necessary
I am 62 and hope to retire in February 2014 and, if necessary work part time. I do not want to start my social security until I am 66. My husband is 77 and is collecting social security. Can I start c… read more
R. Klein, EA
R. Klein, EA
Accountant
Master's Degree
334 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
My wife just turned 62. She has minimal social security benefits
My wife just turned 62. She has minimal social security benefits due as she has not worked since 2001. I intend to continue working for another 4 years until age 65 and do not intend to collect SS ben… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
18,472 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,473 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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