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I have been claiming my survivor benefits for about 18 years…

Customer Question
I have been claiming...

I have been claiming my survivor benefits for about 18 years is it possible to sitch to my own benefits as I have been working all this time I am 75 years old?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

My spouse died in 1999 his social security benefits were more the mine so I chose to claim his at age 65. However I am still working and have been since his death and wonder if my benefits are more can I switch to mine. I am 75 years old

Submitted: 10 months ago.Category: Social Security
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Answered in 10 minutes by:
10/5/2017
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 10 months ago
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,861
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Verified

You can certainly switch. What they will do is move you to the higher benefit (if it IS higher) - by paying a combination of both benefits that takes you up to the higher benefit.

...

If your own benefit isn't higher they'll do nothing

...

Likely stating the obvious ... although you can't "stack benefits," as they call it (add one benefit TO the other. They WILL, again, take you to any higher benefit for which you're eligible.

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Lane
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,861
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Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986

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