Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

If I receive social security benefits but continue to work…

Customer Question
If I receive social...

If I receive social security benefits but continue to work full time will my monthly benefit be increased because of additional salary based social security deductions withheld?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

I retired from work at 67 and began receiving monthly social security; returned to FT work at age 70; been in the same FT job till now at age 77 with no reevaluation of monthly benefits. Am I entitled to an increase based on the additional seven years of contributions?

Submitted: 7 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 1 minute by:
10/3/2017
Social Security Expert: TaxRobin, Tax Preparer replied 7 months ago
TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 17,870
Experience: 15+ years in tax preparation and instruction
Verified

Hello, I'm Robin. Welcome to JustAnswer. I'm reviewing your question now and typing up my reply. I'll post that in just a few moments.

Ask Your Own Social Security Question
Social Security Expert: TaxRobin, Tax Preparer replied 7 months ago

Each year SSA reviews the records for all working Social Security recipients. If your earnings for the prior year are higher than one of the years they used to compute your retirement benefit, they will recalculate your benefit amount. SSA pays the increase retroactive to January the year after you earned the money.

Ask Your Own Social Security Question
Customer reply replied 7 months ago
I would need to look at the salary I began receiving social security benefits (age 68), and compare it with what I am earning now (age 75) to see if I should be receiving an adjustment in my monthly benefits. Is that right?
Social Security Expert: TaxRobin, Tax Preparer replied 7 months ago

No, the SSA did not just use the income you were receiving when you began with benefits. They looked at your history and chose the earnings for the highest 35 years are averaged and divided by the number of months in 35 years to arrive at Average Indexed Monthly Earnings . They looked at 35 years of your earnings.

Ask Your Own Social Security Question
Customer reply replied 7 months ago
Ok, but that average would definitely have increased as a result of the additional earnings since I have been earning more than any of those previous years.
Social Security Expert: TaxRobin, Tax Preparer replied 7 months ago

If you have earned more in a year than you earned for a year they used then SSA recalculates. If you believe that they have not then make an appointment with your local office to sit with an agent in person.

A positive 5 star rating is appreciated so I am credited for assisting.

Ask Your Own Social Security Question
Social Security Expert: TaxRobin, Tax Preparer replied 7 months ago

Hi, just checking to see if you made that appointment

Ask Your Own Social Security Question
Was this answer helpful?
Ask TaxRobin Your Own Question
TaxRobin
TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 17,870
17,870 Satisfied Customers
Experience: 15+ years in tax preparation and instruction

TaxRobin is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,065 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,234 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
If I signed up a year after I turned 62 do I get a check
if I signed up a year after I turned 62 do I get a check paid retroactively from when I turned 62?? … read more
Carter McBride
Carter McBride
LLM
1,077 satisfied customers
Retiring june 2018. I am 64 and retirement age is 66. I will
I am 64 and retirement age is 66. I will retire June 2018 and will have worked Jan through June already. At the end of the 2018 year , will my work dollars (Jan thru Jun) be considered taxable income from my ss benefits? or do any working hours gets taxed after receiving benefits? Hope this question makes sense... … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I did not start receiving Social Security until I was 72.
I did not start receiving Social Security until I was 72. Can I receive Social Security for the years when I was 70 to 72, before I started receiving Social Security? … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I turn 70 in October this year. I was planning to wait until
I turn 70 in October this year. I was planning to wait until 70 to start taking benefits, but my income is very low this year, so am considering taking benefits now. I see when I apply that I can take… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I started taking Social Security when I was 62. (9 years
I started taking Social Security when I was 62. (9 years ago). My wife is retiring this July and she is scheduled to start receiving her SS benefit in August (she'll be 68). We … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I have been on SSRDI since November of 2004. I was divorced
I have been on SSRDI since November of 2004. I was divorced in December of 2003, and remarried in 2008. Can I refile my current disability under my ex-husband or not since I have remarried, and if not… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
My husband and I are both retired and receiving social
My husband and I are both retired and receiving social security benefits. How can I we maximize our benefits?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I want to keep working until I am 70. I have not filed for
I want to keep working until I am 70. I have not filed for SS as I want the maximum benefit. However is there a way to file and not collect at the present time so that I could get a lump sum equal to … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am currently collecting my husband's ss - I started
Hi - I am currently collecting my husband's ss - I started collecting at age 66 1/2 - my husband passed in 2002 - I did not know that I could have received survivor benefits from my age 60. Can I rece… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am a Disabled Veteran. I am 100% Service Connected. With
First.. I am a Disabled Veteran. I am 100% Service Connected. With my VA Compensation, I also have my wife as my Caregiver with the VA. As I do have Social Security Benefits... Can my wife also be my … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I started my social security at 66 but have continued to
I started my social security at 66 but have continued to work. I am now 73. will my benefit increase if I continue working? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I resigned my widow benefits due to someone gave wrong
I resigned my widow benefits due to someone gave wrong advice, when I resigned my benefits SS personal told me I can get it when I become 55. I'll be 55 in April can I claim my benefits as a widow aga… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I began receiving SS at age 62. My ex-husband was 61 then.
I began receiving SS at age 62. My ex-husband was 61 then. I'm now 66 (born in 1951). Can I suspend my own SS now, and only take his, allowing mine to build until I'm 70? Or did I lose that option by … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I turned 66 on August 29. 2016. I will start to actually
I turned 66 on August 29. 2016. I will start to actually start to collect my Social Security benefits in February of 2018. Will I receive retroactive monies from 8-29-2016 to February 2018? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If you receive back pay from social security disability and
If you receive back pay from social security disability and your pension wants you to sign over the check to them. Who is responsible for paying the federal taxes? … read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
I am a 100% P&T disable Veteran...could I file a disabllity
I am a 100% P&T disable Veteran...could I file a disabllity claim back to Oct 2015 ? … read more
abci168
abci168
Principal
27 satisfied customers
Can I retroactively have my wife's social based on my social
Can I retroactively have my wife's social based on my social security. I just started at 70 yrs of age and she started on hers 6 years ago. Need to get hers to where she receives 50 per cent of mine. … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
Publication No.05-10069 Current Annual and Monthly earnings
Publication No.05-10069 Current Annual and Monthly earnings limits … read more
TaxRobin
TaxRobin
Tax Preparer
17,870 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x