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I my wife benefits are higher at 66 can i get that amount.

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I my wife benefits...

I my wife benefits are higher at 66 can i get that amount. At 66 my benefits or $850 less than hers

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My benefit will be $1066 my wife is already 66 and she receives 1900. Can I get 1900 at 66 or will receive $1066 per month

Submitted: 10 months ago.Category: Social Security
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Answered in 44 minutes by:
9/28/2017
Social Security Expert: lev-tax, Tax Advisor replied 10 months ago
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 33,300
Experience: Taxes, Immigration, Labor Relations
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If you are eligible for social security benefits based on your own working record AND as a spouse - you will not be able to receive both benefits at the same time - but will be entitled to the larger of these.

If you qualify and apply for your own retirement benefits and for benefits as a spouse, the SSA will always pay your own benefits first.

If your benefits as a spouse are higher than your own retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.

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Social Security Expert: lev-tax, Tax Advisor replied 10 months ago

What are your spousal benefits?
If you begin receiving benefits - at your full retirement age (FRA), your benefit as a spouse cannot exceed one-half of your spouse's full retirement amount.

However - if you begin receiving benefits between age 62 and your FRA - the amount will be permanently reduced according to the number on months you started before your FRA.

Let me know if you need any help with calculations.

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