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I retired from a state agency. I went to work at a

Customer Question
I retired from a...

I retired from a state agency. I went to work at a university and did not pay into a retirement systm until 1985. must I still take an off-set/

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

I applied for spousal benefits. they said i was not eligible because i had a income of $600 a month

Accountant's Assistant: Is there anything else important you think the Retirement Accountant should know?

I am drawing 500 a month ss

Submitted: 9 months ago.Category: Social Security
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Answered in 14 minutes by:
9/19/2017
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 9 months ago
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,406
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Verified

If you mean that you paid into Social Security SINCE 1985 (working until 2015) there is no offset.

...

Once one pays into Social Security for 30 years the WEP (Windfall Elimination Provision) and the GPO (Government Pension Offset which can affect any ancillary benefits such as spousal or survivor on someone else's work record) no longer apply.

...

The two use different formulas and work somewhat differently, but after 30 years of working under the Social Security System NEITHER apply.

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Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 9 months ago

Please let me know if you have ANY questions at all, before rating me.

If this has helped, and you DON’T have other questions … I'd appreciate a positive rating (using the stars or faces on your screen, and then clicking “submit")

I hope that you’ll rate me based on my accuracy and thoroughness, rather than any good news/bad news content.

That’s the only way JustAnswer.com will compensate me for the work here.

Thanks,

Lane

HI, MY NAME’S LANE - I hold a law degree (J.D.), with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice 1986.

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Lane, JD,CFP, MBA, CRPS
Category: Social Security
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