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H. and I am currently 61 years old. I will be 62 on

Customer Question
My name is***** and...

My name is***** and I am currently 61 years old. I will be 62 on 04/09/2018. When will I be eligible to commence collecting my social security benefits?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

What else do you want to know?

Submitted: 11 months ago.Category: Social Security
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Answered in 3 minutes by:
9/19/2017
Social Security Expert: Barbara, Enrolled Agent replied 11 months ago
Barbara
Barbara, Enrolled Agent
Category: Social Security
Satisfied Customers: 6,645
Experience: 20+ years of experience in tax preparation; 30+ years of experience as a real estate/corporate paralegal.
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Welcome to Just Answer. My name is ***** ***** I will be happy to assist you.

You can begin receiving Social Security benefits at age 62, but your monthly payment amount will be less (approximately 25%) than if you wait until you are 66 (full retirement age).

Whatever choice you make, you will want to apply 3-4 months BEFORE you would like your payments to start.

Please let me know if I can assist you further.

Thank you and best regards,

Barb

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Customer reply replied 11 months ago
should I apply on my 62nd birthday or before?
Social Security Expert: Barbara, Enrolled Agent replied 11 months ago

The following Social Security link contains information you will find helpful:

https://www.ssa.gov/planners/retire/applying2.html

You will want to apply in January or February of 2018 if you want you benefits to start when you are 62.

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