Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I am 63 work full time..ex spouse is 66 works full time..Can…

Customer Question
I am 63 work...

I am 63 work full time..ex spouse is 66 works full time..Can I draw on his benefits now or am I restricted on amount of income?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

We were married 17 years, neither has remarried.

Submitted: 11 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 12 minutes by:
9/18/2017
Social Security Expert: KLAW, Lawyer replied 11 months ago
KLAW
KLAW, Lawyer
Category: Social Security
Satisfied Customers: 2,487
Experience: I have over 20 years of experience in commercial real estate law, finance, consumer credit, landlord tenant, and business law.
Verified
Good afternoon. I am a legal expert who will assist you today
Ask Your Own Social Security Question
Social Security Expert: KLAW, Lawyer replied 11 months ago
Good afternoon. Yes you can draw at this age but there a restrictions. Under the law, the earliest you can start receiving Social Security retirement benefits is age 62.However, If you start receiving retirement benefits at age 62, you will get 75% of the monthly benefit because you will be getting benefits for an additional 48 months.
age 65, you will get 93.3% of the monthly benefit because you will be getting benefits for an additional 12 months.
I hope this clarifies. Please don't forget to rate the question with stars so that I will receive credit and payment for assisting you with your question
Ask Your Own Social Security Question
Social Security Expert: KLAW, Lawyer replied 11 months ago
As a spouse, if you start receiving benefits at your full retirement age, you will get 50% of the monthly benefit your spouse would receive if their benefits started at full retirement age.Here is a breakdown. If you start receiving benefits at
age 62, you will get 35% of the monthly benefit instead of 50% because you will be getting benefits for an additional 48 months.
age 65, you will get 45.8% of the monthly benefit instead of 50% because you will be getting benefits for an additional 12 months.
Ask Your Own Social Security Question
Customer reply replied 11 months ago
Let me clarify. I am 63 working full time...Ex spouse is 66 working full time...Can I draw from his SS now or does my amount of yearly income have to stay under a certain amount until I am 66? He is not drawing from his SS until later
Customer reply replied 11 months ago
Please cancel all of this.. It is too expensive for me to try to get answers
Social Security Expert: KLAW, Lawyer replied 11 months ago
You can work, and collect on either your benifit or your husbands, but in either case the earnings limits rules apply to reduce your benefits.If you are under full retirement age for the entire year, they will deduct $1 from your benefit payments for every $2 you earn above the annual limit.
For 2017 that limit is $16,920.I hope this clarifies
Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask KLAW Your Own Question
KLAW
KLAW
KLAW, Lawyer
Category: Social Security
Satisfied Customers: 2,487
2,487 Satisfied Customers
Experience: I have over 20 years of experience in commercial real estate law, finance, consumer credit, landlord tenant, and business law.

KLAW is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
I am currently 63 (birth date 11.24.54). My ex-spouse is 67
I am currently 63 (birth date 11.24.54). My ex-spouse is 67 (birth date 5.8.51). A friend told me I can receive benefits now against his social security because we were married for 22 years and I am n… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
I turn 66 in Feb 2018. I woul like to suspend drawing off of
I turn 66 in Feb 2018. I woul like to suspend drawing off of mine instead draw from my ex-husband's … read more
abci168
abci168
Principal
27 satisfied customers
I am a widow husband of 38 years passed away 7 years ago In
I am a widow husband of 38 years passed away 7 years ago In June 2014 I started retired and started drawing his widows pension I am now 63 and would like to remarry will I lose my pension completely o… read more
Matthew Breecher
Matthew Breecher
President
MBA (Graduate Legal Studies)
286 satisfied customers
I was married for 20 years, then divorced. I have not
I was married for 20 years, then divorced. I have not remarried. I just turned 65 and plan to continue to work until age 70 at which time I will draw my SS. However, a friend told me that she thought … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I have been divorced since 1999 after 23 years of marriage.
I have been divorced since 1999 after 23 years of marriage. Both of us have never remarried. I would like to get half of my ex spouse's benefits until I turn 66 then get my full benefits.I am now 63. … read more
Barbara
Barbara
Enrolled Agent, Paralegal
5,662 satisfied customers
After divorce can I draw off husband ss, i am 66 was drawing
i am 66 was drawing disabity now it is changed to retirement need to know if retirmemt is differ from drawing ss … read more
Rick Martin
Rick Martin
MBA
92 satisfied customers
I am 64 years old and will turn 65 in January. I have
I am 64 years old and will turn 65 in January. I have decided not to collect my social security until I am 70. I have not signed up for social security benefits. I am living with my ex husband. We wer… read more
ABC Accounting Group
ABC Accounting Group
Bachelor\u0027s Degree
848 satisfied customers
GOSH!! My price went up in the 2 minutes it took me to add
GOSH!! My price went up in the 2 minutes it took me to add some info!! That doesn't seem fair. As a "first" wife that has never remarried I was told that I could draw off my EX's SS but never told WHE… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am 61 years old and collecting social security from my
I am 61 years old and collecting social security from my dead ex-husband's SS benefits. I am planning on remarrying a man who is 65 but not yet collecting his social security benefits. I will have tur… read more
Dr Arthur Rubin
Dr Arthur Rubin
Doctoral Degree
24 satisfied customers
I was married for 41 years. My ex-spouse is 62, but has been
I was married for 41 years. My ex-spouse is 62, but has been receiving SS for about 8 years as he retired early with a disability. I am currently not working by choice, and am getting married in Decem… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
MI am a surviving divorced spouse, DOB 12-15-48. We were married
MI am a surviving divorced spouse, DOB 12-15-48. We were married 21 years and I have not remarried. I would like to claim benefits against my ex-spouse's account and withhold drawing against my benefi… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,474 satisfied customers
I am 64 and plan to work until Im 68 or 69 and Ive maxed
I am 64 and plan to work until I'm 68 or 69 and I've maxed out on SS earnings for at least 20 years. My ex-husband will turn 62 in March; we were married 15 years. Can he apply for Soc Sec when he's 6… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am 60 years old, and have been divorced for 3 and 1/2 years.
I am 60 years old, and have been divorced for 3 and 1/2 years. Neither of us has remarried, but I am considering it. Since I am 60 now, if I remarry, can I still claim a spousal benefit on his social … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I am the ex wife of one who was in a catastrophic accident
I am the ex wife of one who was in a catastrophic accident in 1988. He and I were married at the time of the injuries. He has been on SS disability all along. I lost my benefits when we divoriced. I a… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My exwife and have been divorced since 1989. Neither one of
My exwife and have been divorced since 1989. Neither one of us has remarried. Can she draw benefits based on my income? She is 65 and is currently drawing benefits but at much less than she needs.… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
im 63 yrs old,been divorced for 12 yrs,my ex-wife died 2 yrs
i'm 63 yrs old,been divorced for 12 yrs,my ex-wife died 2 yrs ago, we were married for 17 yrs .no dependent children. neither of us re-married. am i entitled to any benefits? thank you… read more
JerrySJD
JerrySJD
Attorney-at-Law
Doctoral Degree
612 satisfied customers
After 30 years of marriage my husband and I divorced. At age
After 30 years of marriage my husband and I divorced. At age 63 I remarried am I entittled to my first husband's social security benifits. I currently draw social security on my wages.… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I started drawing my social security at age 63. I will b 65
I started drawing my social security at age 63. I will b 65 in another month. My ex husband just passed away this month. His social security was more than what I draw. We were married for 24 years. Am… read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x