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At full retirement age disability benefits switch to regular benefits. You cannot apply for disability after your full retirement age.
If the social security determines that your disability started at 64, you will get retroactive payments from the onset of your disability until your full retirement age. Thant your benefits will go back down to the original amount.
For instance, if your benefits were 750 at 62 and 1000 at full retirement age and your disability started at 64, social security pays your retroactively higher benefits between 64 and 66. In the month you reach full retirement age your benefits will reduced to 750.
Your doctor would have to provide an affidavit and your diagnoses. Social security will request your medical records. If the disability was caused by the car accident than the date of the accident will be used as starting date of your disability.
You can ignore the phone call request. It was website generated.