Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

I need to know if social security survivor benefits are

Customer Question
I need to know...

I need to know if social security survivor benefits are considered taxable income.

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

My husband passed in September of 2015. In 2016 I started receiving social security survivor benefits until I actually applied for and received my own social security benefits after I turned 70 in October, 2016. When I got all my income tax records, my income statement form from Social Security only showed the total benefits I received in November and December of 2016. My tax preparer asked me to find out if the surviving spouse social security benefits that I received earlier in 2016 were to be considered taxable income, as I did not received any form 1099 or whatever Social Security uses for income tax reporting purposed.

Accountant's Assistant: Is there anything else the Retirement Accountant should be aware of?

I don't know. I am still working full time, so I had given him my work W-2 and any 1099 or 1098 forms that I received, including the form from Social Security with the total SS benefits I accrued after my Birthday month of October.

Submitted: 11 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 9 minutes by:
9/12/2017
Social Security Expert: emc011075, Tax Adviser replied 11 months ago
emc011075
emc011075, Tax Adviser
Category: Social Security
Satisfied Customers: 3,989
Experience: Tax adviser IRS licensed Enrolled Agent and tax instructor
Verified

Hi. My name is ***** ***** I will be happy to help you.

Yes, up to 85% of your socials security benefits could be taxable depending on your total income. For tax purposes there's no difference between your own benefits or survivor benefits. If you have not received the statement for the entire year tell your accountant to request IRS transcript. The form may have got lost in mail.

You can check your online social security account or your IRS online account to check if the IRS received the second statement.

Ask Your Own Social Security Question
Social Security Expert: emc011075, Tax Adviser replied 11 months ago

Any questions?

You can get your transcript here: https://www.irs.gov/individuals/get-transcript

Just make sure you are requesting a FORM transcript, not return transcript. Once you create your user name and password ***** will be able to access your IRS online account anytime in the future.

Ask Your Own Social Security Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask dylatess Your Own Question
dylatess
dylatess
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3,473
3,473 Satisfied Customers
Experience: 37 plus years of SSD practice

dylatess is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,473 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
I am divorced, married to spouse over 20 years, am I
I am divorced, married to spouse over 20 years, am I entitled to death benefits? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My husband died in 2017. It's my understanding that I can
My husband died in 2017. It's my understanding that I can draw on his social security when I'm 60. Is this true. Are there any restrictions on my income in getting his social security? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I was overpaid in benefits in 2016. I have been notified I
I was overpaid in benefits in 2016. I have been notified I have to pay back the amount over paid. I received notification that benefits for September are being withheld. December benefits will be 479.… read more
James Daloisio
James Daloisio
Attorney
Doctoral Degree
588 satisfied customers
I will be at FRA on 11/30/2017. I will work full time until
I will be at FRA on 11/30/2017. I will work full time until December 15, 2017. When should I apply so as to not have a gap in income without any real penalties? … read more
Chad EA, CDFA®, CFP®
Chad EA, CDFA®, CFP®
IRS Enrolled Agent, CFP(R),
Master\u0027s Degree
2,617 satisfied customers
I will be 62 on Sept 7 this year. I have applied for SS and
Hi. I will be 62 on Sept 7 this year. I have applied for SS and they sent me a confirmation of benefits and the amount I will receive each month. The only problem is they are starting my benefits in N… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I turn 70 in Sept. Do I apply for benefits beginning in
I turn 70 in Sept. Do I apply for benefits beginning in Sept, or in the month following to receive the full age 70 benefit amount? … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I turn 70 on October 2. I'm applying for social security to
I turn 70 on October 2. I'm applying for social security to begin when I turn 70 to maximize the payments. On the application, it asks when I want benefits to start. It lets me pick an month through N… read more
Chad EA, CDFA®, CFP®
Chad EA, CDFA®, CFP®
IRS Enrolled Agent, CFP(R),
Master\u0027s Degree
2,617 satisfied customers
I began Social Security in May 2016, and turned 66 on June
I began Social Security in May 2016, and turned 66 on June 28, 2016. I am not retired, and intend to continue to work. I received $1586 for the months of April, May, June, and on through November 2016… read more
emc011075
emc011075
Tax Adviser
3,989 satisfied customers
My Mother passed away on October 13 2016. I have 2
Hi Wilson, My Mother passed away on October 13 2016. I have 2 questions. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My sister's husband died after starting SS. My sister is
My sister's husband died after starting SS. My sister is still working at age 62. They have an adopted son who is 12, qualifying him for ss child benefit. Will my sister's income affect/reduce the son… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am taking full time retirement at 66 November 1st this year.
I am taking full time retirement at 66 November 1st this year. I am turning 66 October 23rd. I plan on continuing to work at my present job and will well exceed the maximum I can make annually for thi… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
Help. I started taking retirement in 2013 (December) at age
Help. I started taking retirement in 2013 (December) at age 62. My husband also took retirement in 2014, at age 65. He passed away in November of 2015. I filed our joint tax return for 2015 in Feb. of… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I will turn 66 in October 2016 and plan to start drawing my
I will turn 66 in October 2016 and plan to start drawing my $2,319 per month benefit at that time. My wife is 63 and would draw $1,418 per month if she waited until she turned 66. If she starts drawin… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My full retirement age is 66 and I'm still working if I
My full retirement age is 66 and I'm still working if I start getting my social security at age 65 1/2 will they only count my salary after I start getting my social security?… read more
PDtax
PDtax
Owner
Master\u0027s Degree
1 satisfied customers
I turned 70 in September. I applied for social security benefit
I turned 70 in September. I applied for social security benefit with direct deposit into my bank account. Benefit is to begin in October, 2014. I checked my bank account and noticed my social security… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
My 63 birthday is XXXXX March. I plan on collecting SS starting
My 63 birthday is XXXXX March. I plan on collecting SS starting in April. Trough the end of March I will have made a little over $15k. I realize there is an allowance for the first year if you retire … read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
I currently receive VA disability benefits, service connected,
I currently receive VA disability benefits, service connected, and am wondering if I can still receive SS benefits when I turn 62 in September. Also by the time I reach 62 in September I will have mad… read more
KUMI95
KUMI95
Attorney
Doctoral Degree
17 satisfied customers
The SS application asks when I want to start receiving benefits.
The SS application asks when I want to start receiving benefits. I turn 68 on October 8th, 2011. If I choose October, will my benefits be less than if I choose November?… read more
TaxTom
TaxTom
Accountant
Bachelor's Degree
14 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x