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My wife turns 65 this month. I am 65 now and turn 66 in
Second opinion] My wife turns 65 this month. I am 65 now and turn 66 in November. Can I file and collect 1/2 of her FRA and let my account continue to grow ? … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I am seeking to file and suspend my benefits until September
I am seeking to file and suspend my benefits until September 2019 when I will be 70. My wife turns 66 in March 2019. Can she file restricted status and receive spousal benefits until she elects to tak… read more
Lane
Lane
JD,CFP, MBA, CRPS
Doctoral Degree
15,509 satisfied customers
My wife is turns 65 in Oct and will be eligible to apply for
My wife is turns 65 in Oct and will be eligible to apply for her ss benefit not too long after wards. I don't plan on applying for mine for another 4 years as I am still working and do not want to tak… read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor's Degree
12,104 satisfied customers
When can I apply for sposal social security benefits? I turn
When can I apply for sposal social security benefits? … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I am 68 and waiting until 70 to file for my social security,
I am 68 and waiting until 70 to file for my social security, My wife is 64 and also will wait until FRA or 70 before filing. what is the restricted filing provision and would it apply to us. … read more
Lane
Lane
JD,CFP, MBA, CRPS
Doctoral Degree
15,509 satisfied customers
Ref maximizing my Social Security benefits. My birthday is
Ref maximizing my Social Security benefits. My birthday is ***** My wife's birthday is ***** We have not filed for SS benefits yet. As of today, I have reached my full retirement age (66). My wife wil… read more
Lane
Lane
JD,CFP, MBA, CRPS
Doctoral Degree
15,509 satisfied customers
I am wondering about file and suspend. Under the new law do
I am wondering about file and suspend. Under the new law do I qualify? I won't be 66 until August, 2016. My husband was a higher wage earner but he is 68 ,turning 69 in August and is already retired a… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
31,838 satisfied customers
I am 67 with a birthdate of 8/11/48 and am planning to file
I am 67 with a birthdate of 8/11/48 and am planning to file soon. My wife turns 66 this June and she will file for spousal benefits after I have filed and when she is 66. Are the benefits for delayed … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,622 satisfied customers
In light of the recently changed law, I am confused about
In light of the recently changed law, I am confused about the impact on my wife (Petra) and me (Matt). Matt's DOB: Jan 11, 1947 (currently age 69) Petra's DOB: Aug 3, 1950 (currently age 65) In Jan 20… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
31,838 satisfied customers
I will turn 66 in 2017, which will be my full retirement
I will turn 66 in 2017, which will be my full retirement age. A gentleman told me this morning that my wife could receive 1/2 of the husband's monthly SS income if we applied for it this year (2016) b… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,622 satisfied customers
My DOB = 2-7-50, my spouse = 8-14-50. She's been collecting
My DOB = 2-7-50, my spouse = 8-14-50. She's been collecting SS disability since about 2009, which I believe will turn into "regular" benefits when she reaches her FRA this August. I will delay my own … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,622 satisfied customers
I will be 66 on 01/05/2016 and my projected SSA benefit at
I will be 66 on 01/05/2016 and my projected SSA benefit at that time is $2574. At 70, it is projected to be $3397. My spouse will be 66 on 11/12/2016 and her projected SSA is $976. I have already deci… read more
PDtax
PDtax
Owner
Master's Degree
9,538 satisfied customers
My spouse is turning 66 in October. I do not turn 66 until
My spouse is turning 66 in October. I do not turn 66 until May. My spouse can get SS but mine is greater. What is the best strategy for us? Can my spouse file on her SS until I turn full retirement at… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
My wife and I are both 63. Our plan is to file at 66
My wife and I are both 63. Our plan is for me to file at 66 and suspend until age 70, with my wife taking 50 % spousal benefits when she turns 66 shortly after. She does currently qualify for a small … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
my wife is 63 and retired . iam 68 and still working both have
my wife is 63 and retired . iam 68 and still working both have contributed full . can my wife collect sposal benefits untill she reaches 66 and at 66 collect her full benefits based on her contributio… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I turn 66 in August of 2013 and my wife turns 66 in January
I turn 66 in August of 2013 and my wife turns 66 in January of 2014. Both of us are going to continue to work for a a few years longer--perhaps to age 70. My social security benefit at full retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
My wife will be 66 in Jan., 2013. I will be 61 in April, 2013.
My wife will be 66 in Jan., 2013. I will be 61 in April, 2013. We both were fortnuate enough that we will be eligible for the max. benefit when reaching 66. Right now we plan on my wife filing in Jan,… read more
R. Klein, EA
R. Klein, EA
Accountant
Master's Degree
334 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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