Social Security

Ask Social Security Questions and Get Answers ASAP

Ask an Expert,
Get an Answer ASAP!

Social Security

Both my wife, my wife is 67 and applying for Social

Customer Question
Both my wife Accountant's...

Both my wife

Accountant's Assistant: The Accountant will know how to help. Please tell me more, so we can help you best.

My wife is 67 and applying for Social Security, I am 68 and want to hold off until 70 to take mine. Question can I file for restricted spousal benefit which I was told I could get 50% of her amount and my benefit would continue to grow until I take it at 70 and at that point her restricted benefit I was taking would go away. Am I correct?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Accountant should know?

I think I stated what I thought to be correct

Submitted: 6 months ago.Category: Social Security
Show More
Show Less
Ask Your Own Social Security Question
Answered in 7 minutes by:
7/28/2017
Social Security Expert: LawTalk, Attorney replied 6 months ago
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
Verified

Good afternoon,

I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today. I'd like to welcome you as a new member of the site. Please remember that the experts on site that assist you are not site employees and we are only paid for our help when you rate our service to you.

Because you were born before January 2, 1954, you have been grandfathered in and are allowed to apply for a Restricted spouse benefit as soon as your wife applies for her benefit. You will receive 50% of her benefit level at her full retirement age (66), and your own benefit will continue to grow until you reach age 70.

At age 70 you will want to switch over to your own retirement benefit will have reached maximum value by then, except for cost of living increases which are typically paid annually.

You may reply to me again if you have additional questions, and I will be happy to continue to assist you.

I am not an employee of this site and I am only paid for helping you when you rate my service to you. Please remember to rate my service to you by clicking on the rating stars on your screen (preferably 5-Stars) so that I can be compensated for helping you. Thank you in advance.

I wish you and yours well in 2017,

Doug

Ask Your Own Social Security Question
Social Security Expert: LawTalk, Attorney replied 6 months ago

Good afternoon,

Is there anything else I can assist you with today? It is possible that your questions and issues might be better served by an in-depth conversation with me. If you are interested, for a very nominal charge I can offer you a private phone conference.

Please know that I answered your question in good faith, providing you with the information that you asked for, and I did that with the expectation that you would act likewise and rate my service to you. If I have already provided you with the information you asked for and you have no additional questions, would you please now rate my service to you by clicking on the rating stars so that I can be compensated for assisting you? Rating me costs you nothing as you have already paid the deposit for my help. All rating does is ensure that I am paid for my time in working with you.

Thanks in advance for your rating of my service. It is greatly appreciated.

I wish you the best in 2017,

Doug

Ask Your Own Social Security Question
Ask LawTalk Your Own Question
LawTalk
LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 37,857
37,857 Satisfied Customers
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

LawTalk is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,441 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,565 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

37,857 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,234 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
When I applied for SS at 65 I was advised to take my spouses
When I applied for SS at 65 I was advised to take my spouses SS since I was going to continue to work until the age of 70. I will be 70 in May and I want to switch to my SS. I was advised that if I co… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Can a ex spouse claim ss benefits of mine.? How would it
can a ex spouse claim ss benefits of mine. ? How would it affect me? … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
How to precede after spouse has died. My spouse has died.
My spouse has died. How to apply for benefits? I already receive a small benefit … read more
Barbara
Barbara
Enrolled Agent, Paralegal
4,058 satisfied customers
If I am already receiving social security and my ex spouse
If I am already receiving social security and my ex spouse passes can I receive an increase in my social security payment … read more
Barbara
Barbara
Enrolled Agent, Paralegal
4,058 satisfied customers
I am and was married for17 years my, former spouse is
I am 69 and was married for17 years my , former spouse is collecting so, I understand I may be eligible for his social security,his. Number is###-##-####David Michael Berard, can you help me, Roberta … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
When both spouses receive SS (Husband 2200 monthly and wife
When both spouses receive SS (Husband 2200 monthly and wife 930 monthly) and either dies, what are the calculations for the remaining spouse? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I was wondering If I have an ex spouse That I was married to
I was wondering If I have an ex spouse That I was married to for over 10 years and he makes more than I do and so security. Can I get my Social security matched even if he still alive. … read more
LawGuy
LawGuy
Juris Doctor
123 satisfied customers
I got a cost of living increase in my monthly benefits but
I got a cost of living increase in my monthly benefits but it is not 2%. Why? … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
The survivor spouse had been receiving the social security
The survivor spouse had been receiving the social security benefit as survivor even after she got remarried. Is eligible to receive the benefit even after she re married?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
How do I apply for death benefit of spouse, My spouse passed
My spouse passed away 12-9-17. I'm told there is a $250 burial benefit payable to the surviving spouse. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
How does the "divorced spouse" apply and what if any
How does the "divorced spouse" apply and what if any additional benefit will I receive. I am currently 62 yr 9 months and I my ex-husband is 79 yrs old and retired at 66 yr. I did not work for long pe… read more
Chad EA, CFP ®
Chad EA, CFP ®
IRS Enrolled Agent, CFP(R),
Master\u0027s Degree
1,311 satisfied customers
How can I get a form for yearly cost of living benefit
How can I get a form for yearly cost of living benefit statement. I lost the one they sent me. Virginia van Druten … read more
Barbara
Barbara
Enrolled Agent, Paralegal
4,058 satisfied customers
How do you figure the 2% cost of living adj on my s.s. I
How do you figure the 2% cost of living adj on my s.s … read more
Carter McBride
Carter McBride
LLM
439 satisfied customers
I did the estimator for retirement, But my ex spouse's
Hi i did the estimator for retirement, But my ex spouse's income wasnt included, How do I know what to expect from his benefits? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Spouse and I (same sex) are both retired, receiving
Spouse and I (same sex) are both retired, receiving benefits, and have been married 4 years. We have not yet changed our "single" status with SS. Can the survivor simply present marriage certificate a… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
What are all the benefits for spouses of 100% total
What are all the benefits for spouses of 100% total permanent unreviewable combat veterans from post 9/11?… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
If a spouse makes 80k and the other spouse gets SS and makes
Hello, If a spouse makes 80k and the other spouse gets SS and makes 15k. How would SS be taxed or would it be taxed?… read more
Barbara
Barbara
Enrolled Agent, Paralegal
4,058 satisfied customers
If a spouse dies and the deceased spouse ss has been
If a spouse dies and the deceased spouse ss has been activated and the others has not, can the surviving spouse collect the ss of the deceased until 70 when they then activate their own ss? They make … read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x