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My wife turns 65 this month. I am 65 now and turn 66 in
My wife turns 65 this month. I am 65 now and turn 66 in November. Can I file and collect 1/2 of her FRA and let my account continue to grow ? … read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,490 satisfied customers
Here... I have a question about spousal benefits... my
my birthday is ***** and I filed and suspended before the 30th...my wife's birthday is ***** went into our local SS office and wanted to file for a spousal benifit for her, and keep mine suspended until I reach 70. and have her file for her benefit off her record when she turns 70...they told us that if she files off my record now that would be the only benefit she could have, it would never increase... I thought that with the old rules she could receive a spousal and let her bennifit continue to grow....… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I am 68 and waiting until 70 to file for my social security,
I am 68 and waiting until 70 to file for my social security, My wife is 64 and also will wait until FRA or 70 before filing. what is the restricted filing provision and would it apply to us. … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
29,980 satisfied customers
My husband is 67 and I am 64. He filed a "file and suspend"
My husband is 67 and I am 64. He filed a "file and suspend" this past spring, before the SS law change. We are both working. He plans to retire at 70, I plan to retire at 68. Since I have the higher S… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
My wife is 67 and has been collecting social security
My wife is 67 and has been collecting social security benefits based on her earnings history since she was 64. I am 68 and have not yet filed for social security. Does the restricted application for s… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I was born in 1951 so I have been grandfathered in to the
I was born in 1951 so I have been grandfathered in to the "spouse then worker" benefit which is now considered a loophole. My husband is at full retirement age (66) and is taking his benefits now. His… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I am receiving ss on my deceased x husband can I continue to
I am receiving ss on my deceased x husband can I continue to receive his if I file an suspend mine till 70 an if health fails some or something else happens will it be retroactive to the date I filed … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
My husband is going to be in June and I will be 68 in November,
My husband is going to be 69 in June and I will be 68 in November, neither of us as applied to collect any social security yet. I have heard that since my SS is currently calculated to be slightly hig… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
8,382 satisfied customers
I'm 68 still working and do not want to draw my SS benefits until I'm 70. My wif
I'm 68 still working and do not want to draw my SS benefits until I'm 70. My wife is 66 and has been receiving her benefit since she was 62. I've heard she can stop her benefit and file for a spousal … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
My wife is 66 and began collecting her SS benefit. I am 68
My wife is 66 and began collecting her SS benefit. I am 68 and deferred my benefit until I turn 70. Am I eligible to apply for and collect, restricted application for spousal benefit. If so does this … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I need information on the new rules and Suspend and
I need information on the new rules for File and Suspend and Restricted filing. I am 68 and have not yet filed for benefits. My wife will be 66 in Sept 2016. Can we take advantage of either program?… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
My wife is 68, retired and began taking her very modest SS
My wife is 68, retired and began taking her very modest SS benefits at 62. I am 65, still working, and contemplating retirement later this year when I turn 66. Can I then file for restricted SS benefi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I am 68 and began receiving benefits in June of 2015, I also
I am 68 and began receiving benefits in June of 2015, I also retired from my full time job. My wife is 65 and working full time and plans to do so for a while yet. Can she "file and suspend" then file… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I'm 67 soon 68, my wide is 65, we both still work year or
i'm 67 soon 68, my wide is 65, we both still work for another year or two. i've read all kinds of strategies to apply for ss. What's best way to go and how to go about it… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I will turn 66 in 2017, which will be my full retirement
I will turn 66 in 2017, which will be my full retirement age. A gentleman told me this morning that my wife could receive 1/2 of the husband's monthly SS income if we applied for it this year (2016) b… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,740 satisfied customers
I am 67 and still working. I do not want to start collecting
I am 67 and still working. I do not want to start collecting social security until the amount maxes out. My wife is also 67, but not working. She also wants her amount to max out. I am told that the b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I am 68, my wife is 62. My account value is high, hers is minimal,
I am 68, my wife is 62. My account value is high, hers is minimal, relatively. I wish to allow my account to maximize and not draw on mine until I am 70. Is it not allowable for my wife to start drawi… read more
PDtax
PDtax
Owner
Master's Degree
9,538 satisfied customers
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dylatess

dylatess

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LawTalk

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Dimitry K., Esq.

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AttorneyTom

AttorneyTom

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Stephanie O Joy, Esq

Stephanie O Joy, Esq

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3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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