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Ask Lane Your Own Question
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 12456
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I need to sign up for Part D. I thought it was automatic

Customer Question

I need to sign up for Part D.
JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.
Customer: I thought it was automatic coverage and now with a very limited income I need assistance.
JA: Is there anything else the Retirement Accountant should be aware of?
Customer: Like what?
Submitted: 4 months ago.
Category: Social Security
Expert:  Lane replied 4 months ago.

Hi. My name's Lane.

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I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice to clients on three continents since 1986.

Bear with me just a moment and I’ll provide my initial response and then we can go from there if you have further questions on this.

Expert:  Lane replied 4 months ago.

You have two ways to get drug coverage

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Medicare Prescription Drug Plan (Part D). These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

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Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan.

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Now bear with me ONE more moment and I'll get the plan finder page for you

Customer: replied 4 months ago.
I have received SS since2003 however I was employed then and has some coverage from employer.
Expert:  Lane replied 4 months ago.

You can either do a general search by zip code OR do a Personalized Search where you enter your Medicare number off of your medicare card, last name, and some other information so that the search is much more narrow to your options.

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Here: MEDICARE PLAN FINDER

Expert:  Lane replied 4 months ago.

Once you choose a Medicare drug plan, here's how you may be able to join:

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  • Enroll on the Medicare Plan Finder or on the plan's website.
  • Complete a paper enrollment form.
  • Call the plan.
  • Call us at 1-800-MEDICARE (1-***-***-****).

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When you join a Medicare drug plan, you'll give your Medicare number and the date your Part A and/or Part B coverage started. This information is on your Medicare card.

Expert:  Lane replied 4 months ago.

I've circled where you can ind your medicare number on the attached image of a Medicare Card

Expert:  Lane replied 4 months ago.

Please let me know if you have ANY questions at all, before rating me.

I hope you’ll rate me (using those stars, or faces on your screen, by clicking submit) based on thoroughness and accuracy, rather than any good news / bad news content.

Otherwise I’ll receive no compensation for the time & expertise here at all, from JustAnswer.

Thank you!

Lane

..

I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice to clients on three continents since 1986

Expert:  Lane replied 4 months ago.

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I’m just checking back in to see how things are going.

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Did my answer help?

If this HAS helped, and you DON’T have other questions … I'd appreciate a positive rating (using the stars or faces on your screen, and then clicking “submit")

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But if you need more on this, please let me know.

Lane