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dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3441
Experience:  37 plus years of SSD practice
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The facts: Male 57 earning $200,000/year, have contributed

Customer Question

The facts:
Male 57 earning $200,000/year, have contributed SS for 27 years.
Female 66 has never earned and never contributed. We are married.
My plan for max. benefits are:
1. when I am 66y10m, apply for SS and suspend payments.
2. At the same time my wife will apply for spousal benefit.
3. When I am 70 resume my SS benefits.
Does this all make sense, and do we need to do anything before 2026?
Many thanks
Submitted: 9 months ago.
Category: Social Security
Expert:  ABC Accounting Group replied 9 months ago.

Hi. Great Question. As of April 30, 2016, unfortunately, your wife cannot collect on your benefits if you suspend them. She will not be able to get the benefit during the suspension period.