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If you are 60 years of age, you will not be able to collect social security retirement. Age 62 is the earliest you can collect. When you do start collecting, your wife can receive a spousal benefit which is 50% of your benefit (once you start collecting). Unfortunately, this benefit does not stack with your spouse's own retirement benefit. She will only be able to collect the greater of her own retirement benefit and the spousal benefit, not both together.
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