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Barbara, Enrolled Agent
Category: Social Security
Satisfied Customers: 3767
Experience:  20+ years of experience in tax preparation; 25+ years of experience as a real estate/corporate paralegal.
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Can your SS direct deposit to a bank be garnished for a

Customer Question

can your SS direct deposit to a bank be garnished for a credit card debt?
Submitted: 10 months ago.
Category: Social Security
Expert:  Barbara replied 10 months ago.

Welcome to Just Answer. My name is ***** ***** I will be happy to assist you.

In some states, a debt collector may be able to garnish your bank account or wages. If certain federal benefits are directly deposited into your bank account, there are additional protections under federal law for some of the funds in your account.

Most debt collectors can’t take your Social Security or VA benefits directly out of your bank account.

When a collector sues you for the debt and wins a judgment, it can ask your bank or credit union to turn over money from your account. This is called a garnishment. Banks must automatically protect Social Security and VA benefits from garnishment if they are direct deposited into your account.

The following link contains additional information you will find helpful:

Please let me know if I can assist you further.

Thank you and best regards,