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Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 11813
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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How do I draw on my dead husbands social security benefits?

Customer Question

How do I draw on my dead husbands social security benefits?
Submitted: 7 months ago.
Category: Social Security
Expert:  Lane replied 7 months ago.

Good Morning Marlene. My name’s Lane.

Looks like no one’s picking this up. I can help here.

These are examples of the benefits that survivors may receive:

· Widow or widower, full retirement age or older -- 100 percent of the deceased worker's benefit amount;

· Widow or widower, age 60 to full retirement age -- 71½ to 99 percent of the deceased worker's basic amount;

I’m SO sorry, but you cannot report a death or apply for survivors’ benefits online.

If you need to report a death, contact your local Social Security office or call 1-***-***-****.

Expert:  Lane replied 7 months ago.

Again, so sorry, they don't let you file for this benefit on line (retirement, spousal, and disability can be filed online.).


You'll need a death Certificate, marriage certificate, your identification (such as a drivers license), and they mas ask for something else when you call.


But again, you simply call 1-***-***-**** OR can go to the local field office (but I would call this number to make an appointment first. It will be easier that way)

Expert:  Lane replied 7 months ago.

Please Let me know if you have ANY questions, before rating me.

But if this HAS helped, and you don’t have more questions on this, I’d appreciate a positive rating (by using those stars on your screen, and clicking submit)

Thank you,


I have a law degree, (Juris Doctorate), with electives in Tax Law, Estate law & Corporate law, an MBA, with specialization in finance a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986.

Customer: replied 7 months ago.
Not very helpful.
Expert:  Lane replied 7 months ago.

I have answered your question accurately and thoroughly ... What else can I tell you?


(1) This must be done over the phone or at the local office.

(2) They will ask a plethora of questions in order to prove your identity and your deceased husband's identity

(3) You will need a mariage certificate to prove your marriage, a death certificagte to prove that he has passed


You MUST do this with the help of a Social Security rep (either on the phone at the main call center number which I gave you, OR by going into a local social security field office).


I even showed you the AMOUNT of the benefits.


How else can I help you here?

Expert:  Lane replied 7 months ago.

Would you like a phone consult so that we can discuss?

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