Ask Social Security Questions and Get Answers ASAP
Hi. My name is ***** ***** I will be happy to help you.
After April 30, 2016 you cannot file and suspend your benefits any more, and it was only available at full retirement age, which is 66 in your case.
If you apply for social security benefits before your full retirement age your benefits will be permanently reduced.
If you apply for your benefits in January 2017, 21 month before your full retirement age, you will receive 88.33% of your benefits. If you wait until October, you will get 93.33% of your benefits. If you wait until October 2018, you will get your full benefits.