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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 12058
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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My husband was found dead, he is only 40 years old i'm 56.

Customer Question

my husband was found dead , he is only 40 years old i'm 56. Am I entiled to wideos pension
JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.
Customer: I'm on disability, so and I got insurance from him, now I can't. Someone told me that I can collect wideos pension
JA: Is there anything else the Retirement Accountant should be aware of?
Customer: Not that I can think of, i'm still in shock
Submitted: 9 months ago.
Category: Social Security
Expert:  Lane replied 9 months ago.

Hi. My name's Lane. I can help explain things.

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First, I'm so sorry for your loss.

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NORMALLY you must wait to age 60 to collect he survivor benefit (widow's pension). At age 60, it's 71.5% of what his full retirement age benefit would be.

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However, becasue you are disabled, the survivor benefit CAN be received as early as age 50.

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See this from Social Security (I'll underline the pertinent part)

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These are examples of monthly benefit payments:

  • Widow or widower, full retirement age or older --100 percent of your benefit amount;
  • Widow or widower, age 60 to full retirement age -- 71½ to 99 percent of your basic amount;
  • Disabled widow or widower, age 50 through 59 -- 71½ percent;
  • Widow or widower, any age, caring for a child under age 16 -- 75 percent.
Expert:  Lane replied 9 months ago.

You can see this from Social Securi ty here: https://www.ssa.gov/planners/survivors/onyourown5.html

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And here's a good overview of this from the disability benefits center:

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http://www.disabilitybenefitscenter.org/glossary/widow-widower-benefits

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Please let me know if you have any questions at all, before rating me.

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And if you DON'T have other questions Your positive rating … (by using those the stars or faces on your screen, and then clicking “submit”) …would be appreciated!

Otherwise I receive no compensation for the work.

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Thank you,

Lane

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I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, a Master’s Degree, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986

Expert:  Lane replied 9 months ago.

Hi,

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I’m just checking back in to see how things are going.

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Did my answer help?

If this HAS helped, and you DON’T have other questions … I'd appreciate a positive rating (using the stars or faces on your screen, and then clicking “submit")

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But again, let me know if you need more on this.

Lane