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dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3440
Experience:  37 plus years of SSD practice
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My husband died 2004. I have not remarried. Will I receive

Customer Question

My husband died 2004. I have not remarried. Will I receive additional widow benefit when I retire next year? my husband was on disability.
JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.
Customer: I have worked full time 40 years and was curious if my benefit would increase if applying for the widow's benefit also?
JA: Is there anything else important you think the Retirement Accountant should know?
Customer: I'm due to retire 6/2017
Submitted: 8 months ago.
Category: Social Security
Expert:  Lane replied 8 months ago.

Hi. My names Lane ... I can help explain how this works


I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, a Masters Degree, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986…

Please bear with me for a moment, while I prepare your response.

Expert:  Lane replied 8 months ago.

It's certainly possible.


When someone applies for the Survivors benefit, and is already their own full retirement age (age 66 got those born between 1943 and 1954) their benefit will be taken up to 100% of their deceased spouse's benefit.


Now, social security wont "stack" benefits, as its called (adding one benfit TO another ... but if you are due a higher benefit (when eligible for two or more, such as you are) they will pay a combination of the two that takes you to the higher benefit.


Please let me know if you have any questions at all, before rating me.


And if you DON'T have other questions Your positive rating … (by using those the stars or faces on your screen, and then clicking “submit”) …would be appreciated!

Otherwise I receive no compensation for the work.


Thank you,