Good afternoon Penelope,
I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today. I have been a licensed attorney for more than 3 decades and I handle social security issues. Please don't confuse excellent service with a satisfactory outcome based on your wants and desires. I can only explain the law to you---not guarantee that you will be happy with the outcome---any more than a cancer surgeon can guarantee a cure.
The reason that you are receiving what you are is that social security has a maximum benefit amount that is payable to someone at their full retirement age. That limit in 2016 is $2,663.00 per month. Even someone making millions a year only pays social security taxes on a certain amount of income---and that leads to a limitation on the benefit ceiling.
Because you took your spouse benefit 4 years early, at age 62, rather than waiting to age 66 at which you would have received 50% of your ex's full retirement age benefit. At 62, you only received 35% of the benefit your ex would receive. So, the maximum benefit at that time you could have possible received would have been about $950.00. The fact that you are collecting more now is likely attributable to cost of living increases. You appear to be collecting all that you are entitled to collect as a spouse/ex-spouse benefit. I', sorry.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
I hope that I have been able to fully answer your question. As I am not an employee of JustAnswer, please be so kind as to rate my service to you. That is the only way I am compensated for assisting you. Thank you in advance.
I wish you and yours the best in 2016,