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Ask Christopher B, Esq. Your Own Question
Christopher B, Esq.
Christopher B, Esq., Attorney
Category: Social Security
Satisfied Customers: 2981
Experience:  associate attorney
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I am looking to increase my income living in a mobile home,

Customer Question

I am looking to increase my income living in a mobile home, legally separated. my SS is $804, his is $1704 last I heard. I'm told I can possibly increase taking from his now or if we divorce.
he wrote to me that I can possibly increase mine now as he did some research.
please reply...thank you for all you do
judith
Submitted: 8 months ago.
Category: Social Security
Expert:  Christopher B, Esq. replied 8 months ago.

My name is ***** ***** I will be helping you today. Thank you for your question and for using justanswer.com. At what age did you first begin receiving your SS retirement benefits?

Expert:  Christopher B, Esq. replied 8 months ago.

You can get a spousal benefit if you divorce as long as you do not remarry as long as you have been married for at least 10 years. you can get 50% of your spouse's benefit depending on when you retired. If you retired at age 62 for example, the early retirement penalty will decrease your 50% spousal benefit to 32.5%. You also cannot receive both benefits, you can only receive the higher of the two benefits so you will not get a spousal benefit in addition to your own retirement benefit. You will only get an increase if the spousal benefit is higher than your own benefit.

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