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keeperumiami
keeperumiami, Senior Tax Expert & Financial Planner
Category: Social Security
Satisfied Customers: 7098
Experience:  Sr Tax Expert/Financial PlannerCPA/PFS (retired)Over forty years of advising individuals & small businesses
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My social security is $2681.90 per mo. my wife is now 66 how

Customer Question

my social security is $2681.90 per mo. my wife is now 66 how much is social security?
JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.
Customer: just want to know what % of my social security will she get
JA: Is there anything else important you think the Retirement Accountant should know?
Customer: no
Submitted: 8 months ago.
Category: Social Security
Expert:  keeperumiami replied 8 months ago.

Hello, my name is***** goal is to give you a complete & accurate answer. I am working on your request now & I will respond as soon as possible.

Expert:  keeperumiami replied 8 months ago.

If she is going to collect a spousal benefit under your earnings record, and her full retirement age is 66, then she should be eligible for 50% of your full retirement benefit at your full retirement age. So, for example if the figure you quoted for your benefit is based upon starting your benefits at an age beyond your full retirement age, then she would not receive 50% of that benefit. If you began collecting benefits sometime after reaching full retirement age, then your full retirement age benefit would be something less, as your benefit is increased by approximately 8% a year (8% pro-rated by month over 12 months) when you defer starting to collect your benefits beyond your full retirement age.

Steve G.

Expert:  keeperumiami replied 8 months ago.

Just checking in...............

Have you had a chance to review my response?

Please let me know if you have any follow-up questions.

If not, please remember to rate my response as that is the only way I will receive credit for assisting you today.

Thanks very much,

Steve G.

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