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dylatess
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3441
Experience:  37 plus years of SSD practice
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I took social security at 62 and they bumped my benefit up

Customer Question

I took social security at 62 and they bumped my benefit up on my husbands earnings. My husband now passed away can I collect 100% of his benefit at my full retirement age
Submitted: 1 year ago.
Category: Social Security
Expert:  emc011075 replied 1 year ago.

Hi. My name is ***** ***** I will be happy to help you.

Because you took your benefits at 62 you permanently reduced all your benefits available to you back than or in the future. Which means you will never get 100% of your husband's benefits. Your widows or surviving benefits will be calculated using his records but will be reduce by certain percentage for every month you applied for social security benefits before your full retirement age. It will be about 20% reduction.

Expert:  emc011075 replied 1 year ago.

I see you read my respond. Do you have any questions? Is there anything else I can help you with today?