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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 12662
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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My wife believes she will mmax out at 70 years old. she is.

Customer Question

my wife believes she will mmax out at 70 years old. she is 69.
Submitted: 1 year ago.
Category: Social Security
Expert:  emc011075 replied 1 year ago.

Hi Douglas. How can I help you? What's your question?

Customer: replied 1 year ago.
My wife believes that she will max out at 70. Unless she starts earlier she is69
Expert:  Lane replied 1 year ago.

Hi, Looks like the other expert opted out.

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If you're talking about Social Security here, that's correct. Once a person hits age 70 there are no more (8% per year between full retirement age of 66 and age 70) delayed retirement credits.

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So not starting benefits at 70 is just leaving money on the table.

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Have I understood your question correctly?