Good morning Kevin,
I'm Doug, and I'm very sorry to hear of your situation. My goal is to provide you with excellent service today.
Under social security regulations, you may only apply for social security disability benefits (SSDI) if you will be disabled and unable to work at least for 12 months, and even then, your benefits cannot start for at least 5 months after the date that you are determined to be disabled. However if your physician believes that you will be out of work for more than a year, you may go ahead and apply now for your SSDI benefits, and your payments will start after 5 months. You can apply online for your Disability (SSDI) benefit at this site: http://www.ssa.gov/disabilityssi/
If you are not going to be disabled for at least 12 months, you still may apply for an early social security retirement benefit because you have reached age 62. While your benefit will be less than if you had waited until age 66 to apply for your benefit, taking your benefit now can help you financially get through the period of not working. And your benefit can begin almost immediately because there is no waiting period once you reach age 62.
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I wish you and yours the best in 2016,