I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.
You are better off delaying social security until you are either retired or earning less than 30K a year, because for each 2 dollars you earn through work (if you continue to work) over $15,720 per year, you must pay 1 dollar back to social security. This penalty ends when you reach 66.
And if you take both social security and your state pension at the same time, social security will decrease your social security benefit based on the Windfall Elimination Provision.
If you will be receiving an annuity/pension payment from a retirement system where you did not pay Social Security taxes, you’ll be subject to the Windfall Elimination Provision (WEP). The WEP will reduce your Social Security benefit if you have fewer than 30 years of “substantial earnings” under Social Security. Substantial earnings are greater than those required to earn Social Security credits. To see what substantial earnings are by year see this link:
This is a very complex area of Social Security law, and therefore, I will point you to this excellent primer on the WEP:
Generally, if a person qualified for their non-social security pension after December 1, 1982, and they worked less than 20 years in a job where they paid social security taxes, then up to 1/2 of their non-social security pension benefit would be applied (deducted) against any expected Social Security benefit.
You may well be better off continuing to work and allow your social security benefit to grow in value.
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I wish you and yours the best in 2016,