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Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 12015
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I was married 25 years. I am divorced now and will take my

Customer Question

I was married 25 years. I am divorced now and will take my social security next year. My ex wife is 7 years younger than I am. She is 56. She makes over $200,000.00 a year. I was told she can get half of my social security. Is that true and does that affect what I should receive?
Submitted: 1 year ago.
Category: Social Security
Expert:  Lane replied 1 year ago.



She can take 1/2 your benefit under what's called a spousal benefit, but only after she turns 62, and only if she doesn't re-marry


Also the benefit will be reduced becasue at 62 this is an early spousal benefit, it would only be 1/2 if she waits to her full retirement age.


Also, if she is still earning, that benefit would be FURTHER reduced (benefits are reduced by $1 for every$2 earned, for those that take early and still work (if the earnings are more than appx 15,000)


Your benefits will not be affected at all, whether she everntually takes that spousal benefit or not

Expert:  Lane replied 1 year ago.

YOu can read about this from Social Secuity, here:


Please let me know if you have any questions at all.


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Thank you!


I have a law degree, (Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986.