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dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3441
Experience:  37 plus years of SSD practice
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I have 36 credits of social security will I be able to get

Customer Question

I have 36 credits of social security will I be able to get it at 62?
Submitted: 1 year ago.
Category: Social Security
Expert:  emc011075 replied 1 year ago.

Hi. My name is ***** ***** I will be happy to help you.

You need at least 40 to qualify for benefits. You can earn 4 credits per year so by by the next year you may qualify. But if you apply at 62 your benefits will be permanently reduced by about 30% and if you are receiving a government pension, the pension will also offset your SS benefits. Only SSA agent can access your records, your earnings and how much would you eligible for at 62 with government pension.