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emc011075, Tax Adviser
Category: Social Security
Satisfied Customers: 2938
Experience:  Tax adviser IRS licensed Enrolled Agent and tax instructor
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I'm a 58 year old widow who is considering remarrying. Both

Customer Question

I'm a 58 year old widow who is considering remarrying. Both my late husband and I qualify for SS. Am I able to choose his payout over my own? If I remarry does this affect my options?
Submitted: 12 months ago.
Category: Social Security
Expert:  emc011075 replied 12 months ago.

Hi. My name is ***** ***** I will be happy to help you. To qualify for social security benefits, you must be at least 62, unless you are widow or you are disabled. Which benefits do you currently qualify for?

Customer: replied 12 months ago.
None that I'm aware of.
Customer: replied 12 months ago.
My question is am I able to choose between my late husband and my own? Also, if I remarry could I still collect under my late husband?
Expert:  emc011075 replied 12 months ago.

To collect survivor benefits based on your deceased spouse records, you cannot remarry before 60. The earliest you can apply is 60, but you will not be able to choose. You will automatically get the highest benefits available to you.

Expert:  emc011075 replied 12 months ago.

Do you have any questions? Is there anything else I can help you with today?

Customer: replied 12 months ago.
No thanks.
Expert:  emc011075 replied 12 months ago.

You're welcome.

And if this answered your question, please take a moment to rate my response so that I may receive credit for assisting you today. You find the rating bar on the top of the page – 5 stars. However, if you need clarification, or want to discuss this issue further, let me know. Thank you.