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Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 12044
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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My ss # is 041425673. I presently received a monthly ss

Customer Question

my ss # *****###-##-#### ***** presently received a monthly ss check of about $1500 and my wife, who has never worked, receives one for $745. What happens to these benefits when i die? D E Greetham
Submitted: 1 year ago.
Category: Social Security
Expert:  Lane replied 1 year ago.



Your wife's benefit will be raised to $1500 IF she is full retirement age (likely age 66) or older, when you die.


IF she is younger than age 60 when you die she will not receive a benefit until age 60 at the earliest.


Then, depending on when she asks for the higher benefit, the benefit will be paid to her at 71.5% of your benefit (at age 60) increasing to 100% of your benefit (at age 66 or older)


Benefit's cannot be "stacked," as Social Security puts it. Her benefit will simply be raised TO the higher benefit, depending on her age when she files for SURVIVOR (widow's) benefit.

Expert:  Lane replied 1 year ago.

Please let me know if you have any questions at all.


If this HAS helped, and you DON’T have other questions … I'd appreciate a positive rating (using the faces or stars on your screen, and then clicking “submit")

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Thank you!


I have a law degree, (Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986