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dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3441
Experience:  37 plus years of SSD practice
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My wife and I both draw SS benefits. I am and started

Customer Question

My wife and I both draw SS benefits. I am 69 and started drawing at age 66. My wife is 66 and started drawing at age 62. If I pass first what benefits does she get Does she get hers p;us what percentage of mine or what?
The same question for me if she passes first? She draws approximately $980 a month and I get $2800 monthly
Submitted: 1 year ago.
Category: Social Security
Expert:  emc011075 replied 1 year ago.

Hi. My name is ***** ***** I will be happy to help you.

You can collect one benefits at the time, usually the one that are higher. The survivor or widow/widower benefits are 100% of the passing spouse.

Which means if she passes first, you will keep your benefits because your benefits are higher than her (your own are higher than your widower would be).

If you pass first, she will be eligible for about 85% of yours (because she applied for her benefits early at 62, she permanently reduced all her eligible benefits, including her spousal and survivor benefits). She will get about 2400 in surviving benefits.

Expert:  emc011075 replied 1 year ago.

I see you read my respond. Do you have any questions? Is there anything else I can help you with today?