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PDtax, CPA firm owner
Category: Social Security
Satisfied Customers: 4670
Experience:  35 years tax and professional advice in all matters money
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Is it true that a spouse can take either s/her own work

Customer Question

Is it true that a spouse can take either his/her own work record amount or opt to take her/his spouse's amount, whichever is greater? And is it true that if one opts to begin receiving benefit at age 62, one must receive only based on his/her own work record?
Submitted: 1 year ago.
Category: Social Security
Customer: replied 1 year ago.
I meant to write "one half of his/her spouses benefit . . ."
Expert:  PDtax replied 1 year ago.
Hi from just answer. I'm PDtax. I'll assist.First, you do have the choice between your own benefit or half of your spouse's benefit, whichever is greater. Second, if you claim early, you can claim a spousal benefit at age 62 if you're spouse is claiming his benefit. Not just your own work record.Thanks for asking at just answer. Positive feedback is appreciated when you rate my response. I'm PDtax.