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If you apply for social security benefits before your full retirement age (66), you benefits will be permanently reduced.
You can use the online calculator bellow to find out by how much, depending on when you actually start receiving your benefits: https://www.ssa.gov/OACT/quickcalc/early_late.html
Also, your benefits will be reduced by $1 for each $2 you earn over $15,720 ($1,310 per month).
Up to 85% of your benefits could also be taxable if if your total income is over 25K.
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