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Ask Christopher B, Esq. Your Own Question
Christopher B, Esq.
Christopher B, Esq., Attorney
Category: Social Security
Satisfied Customers: 2983
Experience:  associate attorney
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I am 74 years old and drawing a full social security. My wife

Customer Question

I am 74 years old and drawing a full social security. My wife is 67 and drawing her full
social security.
I would like my wife to suspend her social security until age 70 and take the auxiliary benefits on my social security.
Thank You.
Terry Weymouth
Submitted: 1 year ago.
Category: Social Security
Expert:  Christopher B, Esq. replied 1 year ago.
When did your wife start drawing her benefits?
Customer: replied 1 year ago.
age 66 full benefits at
Expert:  Christopher B, Esq. replied 1 year ago.
My name is***** and I will be helping you with your question today. This is for informational purposes only and does not establish an attorney client relationship. What you want to do is restrict her benefit, although this cannot be done as she has elected to take benefit already. She cannot restrict her benefit unless she rescinds the initial election. If it is within 12 months of her election, then she can contact SSA and rescind her election and repay all benefits earned. She could then file a restricted application. When you restrict your benefit, she would elect to take ONLY the spousal benefit and not her own retirement benefit. This would allow her to collect 8% credits per year until age 70 gaining 32% to her retirement benefit. She would receive 50% of your benefit throughout this time. This cannot be done otherwise. Please let me know if you have any further questions and please positively rate my answer if satisfied. There should be smiley faces or numbers from 1-5 to choose from. This extra step will cost you nothing extra and will ensure that I will be compensated for my time by the site.