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I The focus of my question is when my wife should take start
I The focus of my question is when my wife should take start taking Social Security to maximize her payouts over her life the facts are follows I am her husband I am 59 years old and receive for the l… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,864 satisfied customers
I would like my wife to get maximum benefits from Social
I would like my wife to get maximum benefits from Social Security. She earns less than me. What is 62/70 split? Will she get the highest amount I would draw if I am gone? Can this be 62/69?… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,864 satisfied customers
I am reaching age 66 in July. I've heard about a claim known
I am reaching age 66 in July. I've heard about a claim known as 'claim and suspend' I am married and retired. My spouse is still working. I did not claim early retirement benefits and want to know if … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,864 satisfied customers
I am 67 and have been on social security since I was 62 and
I am 67 and have been on social security since I was 62 and I still work full time, my wife also works and is drawing her ss since she was 62 ,she is now 66. With the changes coming on May 1st am I mi… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,312 satisfied customers
I am 67, still working and not receiving social security.
I am 67, still working and not receiving social security. My wife will be 65 in October, is still working and not receiving social security. We are self-employed in our own business. Our goal is to dr… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
25,570 satisfied customers
I am 63 and still working which I intend to do beyond age
I am 63 and still working which I intend to do beyond age 70. My wife is 62, still working and she intends to work beyond age 70. Under the recent changes, do I need to file and suspend now to preserv… read more
PDtax
PDtax
Owner
Master's Degree
6,129 satisfied customers
I have read a lot on line but am still confused about
I have read a lot on line but am still confused about maximizing Social Security benefits when both spouses have accrued benefits and could use some guidance--especially understanding when to take spo… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,129 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 68, my wife is 62. My account value is high, hers is minimal,
I am 68, my wife is 62. My account value is high, hers is minimal, relatively. I wish to allow my account to maximize and not draw on mine until I am 70. Is it not allowable for my wife to start drawi… read more
PDtax
PDtax
Owner
Master's Degree
6,129 satisfied customers
Can my wife 64 year old wife collect a spousal benefit from
Can my wife 64 year old wife collect a spousal benefit from my social security (I am 67 and still working) and, when she reaches 70, start collecting on her social security… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 67 and I started collecting Social Security at Full Retirement
I am 67 and I started collecting Social Security at Full Retirement Age of 66. My wife is 64 and is till working but she is making five times less than me. Her hours at work are getting cut to almost … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am now 65, and my wife is 60. We both plan to start Social
I am now 65, and my wife is 60. We both plan to start Social Security benefits when we turn 70. My question is: Am I allowed, when my wife turns 62, and I will then be 67, to claim half-benefits based… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Hi: I am planning to retire next Septemebr 2014 at age 67
Hi: I am planning to retire next Septemebr 2014 at age 67 - one year beyond my full SS eligibility. At that time, I will be eligible for approx. $2,900 monthly. My wife will be age 62 at that same tim… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 66, my wife is 67. At age 62, she claimed her reduced
I am 66, my wife is 67. At age 62, she claimed her reduced benefit. I will wait until 70 to claim mine. Can she change her election now, stopping her payment based upon her earning, and elect a spouse… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I turn 66 in August of 2013 and my wife turns 66 in January
I turn 66 in August of 2013 and my wife turns 66 in January of 2014. Both of us are going to continue to work for a a few years longer--perhaps to age 70. My social security benefit at full retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 74, and I have been collecting Social Security since
I am 74, and I have been collecting Social Security since age 65. I am still working. My wife is 64; can she start collecting 50% of my Social Security payment when she turns 65, and then switch to he… read more
R. Klein, EA
R. Klein, EA
Tax Advisor
Master's Degree
3,225 satisfied customers
I am 65 and will not retire for many years. My wife is 63 and
I am 65 and will not retire for many years. My wife is 63 and earns much less than me. Our basic plan is for me to wait to draw until 70 under my account, and for her to draw half of my benefit then. … read more
Loren
Loren
Attorney
2,824 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

25,570 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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