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My wife and I will turn 65 this year and although she
My wife and I will turn 65 this year and although she retired a couple of years ago, I plan on working until 70 and maybe longer. I've been reading about the restricted benefit strategy and wanted to … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,830 satisfied customers
I will be 70 in another week. I applied on line in April to
I will be 70 in another week. I applied on line in April to have my retirement benefit start when I'm 70. I hadn't realized that my wife was old enough to claim benefits on my record (she just turned … read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,144 satisfied customers
My wife will turn 66 in November 2016. The File & Suspend ability
My wife will turn 66 in November 2016. The File & Suspend ability ends 4/30/16 and is applicable to up to 6 months past that, which she just misses. Can my wife file & suspend to October 2016, and all… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
20,144 satisfied customers
I am 67 years old. My wife is 61. I am working full time
I am 67 years old. My wife is 61. I am working full time and my wife is working full time. We each earn more than the social security maximum. I plan on working until age 70. I am not drawing social s… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
25,296 satisfied customers
I will turn 66 on April 29th. My wife who is 54 in August has
I will turn 66 on April 29th. My wife who is 54 in August has not earned enough credits to be eligible for social security (and will most likely will never be). I plan on working at least till I am 70… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
25,296 satisfied customers
My question is in regards to the upcoming, Sorry, I t a
Hi ***** *****, my question is in regards ***** ***** upcoming … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April and is projected for around $1100/mo. It seems the new law might impact our ability to maximize our SS. Is there something we can do before… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,290 satisfied customers
In the last half of this April my wife will turn 64 and I,
In the last half of this April my wife will turn 64 and I 69, sour our FRA is 66. Over the years my contributions to Social Security have been higher than hers, so that I believe her draw even at age … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
If I file and suspend, and my wife takes spousal benefit, is
Hi. If I file and suspend, and my wife takes spousal benefit, is the spousal benefit amount the benefit she is stuck with for life, or can she take her own higher payment at a later date?… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I ASK A QUESTION, PUT IN MY CREDIT CARD INFOMATION. IT ASK
I ASK A QUESTION , PUT IN MY CREDIT CARD INFOMATION. IT ASK FOR MY PASSWORD ***** MY E-MAIL. THIS IS MY FIRST TIME ON THIS SITE. IT DID NOT SEND ME A LINK TO GET THE PASSWORD. SURELY IT HAS NOT CHARGE… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,103 satisfied customers
I will be 64 in October and I plan to retire right before then.
I will be 64 in October and I plan to retire right before then. My wife is 67 and will turn 68 in November and she will be working and probably earning less than $10,000 a year. We would like to wait … read more
PDtax
PDtax
Owner
Master's Degree
6,103 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 67 but have not applied for Soc. Sec. retirement benefits
I am 67 but have not applied for Soc. Sec. retirement benefits as yet. I would like to wait until age 70. My wife will be 67 soon and is retiring. She will be drawing on her social security retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am now 65, and my wife is 60. We both plan to start Social
I am now 65, and my wife is 60. We both plan to start Social Security benefits when we turn 70. My question is: Am I allowed, when my wife turns 62, and I will then be 67, to claim half-benefits based… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I turn 66 in August of 2013 and my wife turns 66 in January
I turn 66 in August of 2013 and my wife turns 66 in January of 2014. Both of us are going to continue to work for a a few years longer--perhaps to age 70. My social security benefit at full retirement… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 65 and will not retire for many years. My wife is 63 and
I am 65 and will not retire for many years. My wife is 63 and earns much less than me. Our basic plan is for me to wait to draw until 70 under my account, and for her to draw half of my benefit then. … read more
Loren
Loren
Attorney
2,824 satisfied customers
My wife and I turn 66 this October. She applied early for
My wife and I turn 66 this October. She applied early for Social Security when she turned 65 and has been receiving her monthly check since then. I plan on working and not getting my Social Security u… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,511 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

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16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

25,296 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,824 satisfied customers

Attorney

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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