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I a widow collecting my husbands benefits. At 70 I was going…

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I a widow collecting...

I a widow collecting my husbands benefits. At 70 I was going to collect my benefits. In order to get the above do I have to switch to mine first?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

I would be drawing $800.00 more each month if I leave my benefits until 70. In order to benefit from the possible payout do I need to convert from my widows social security to mine?

Submitted: 2 years ago.Category: Social Security
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Answered in 1 minute by:
3/5/2016
Social Security Expert: Megan C, Certified Public Accountant (CPA) replied 2 years ago
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16,608
Experience: Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
Verified

Thank you for your question -- my name is ***** ***** I will be happy to help you today -- once you are ready to take your benefit, you will need to call and change the benefit.

Please let me know if you need anything additional. If not, please rate positive.

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Customer reply replied 2 years ago
I am inquiring about the possible lump sum?
Customer reply replied 2 years ago
You didn't answer my question?
Social Security Expert: Megan C, Certified Public Accountant (CPA) replied 2 years ago

Thank you for your question - the only lump sum benefit you get at death is a $255 benefit. Other than that, you do not get your own personal lump sum if you have been drawing a widow benefit.

Please let me know if you need anything additional. If not, please rate positive.

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Megan C
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16,608
16,608 Satisfied Customers
Experience: Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

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