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Related Social Security Questions
My wife and I will turn 65 this year and although she
My wife and I will turn 65 this year and although she retired a couple of years ago, I plan on working until 70 and maybe longer. I've been reading about the restricted benefit strategy and wanted to … read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
5,847 satisfied customers
I am 68 and waiting until 70 to file for my social security,
I am 68 and waiting until 70 to file for my social security, My wife is 64 and also will wait until FRA or 70 before filing. what is the restricted filing provision and would it apply to us. … read more
Lane
Lane
JD,CFP, MBA, CRPS
Doctoral Degree
24,501 satisfied customers
We just found out about the elimination of file suspend for
We just found out about the elimination of file suspend for getting spousal benefits. She is 69, not receiving benefits yet. I am a high income person 61 years old. We just found out about the end of … read more
Lane
Lane
JD,CFP, MBA, CRPS
Doctoral Degree
24,501 satisfied customers
I'm 64 years old..Collect Social Security and work part time
I'm 64 years old..Collect Social Security and work part time born in 1951 I get $1400 month SS My wife works full time , she is 65 wont be 66 till November She will get approx. $900 in nov.when she tu… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
My question is in regards to the upcoming, Sorry, I t a
Hi ***** *****, my question is in regards ***** ***** upcoming … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 67 and just filed and suspended my ss as I am still
I am 67 and just filed and suspended my ss as I am still working and don't need ss yet, My wife who is 65 tried to file and restrict and to claim spousal benefits which is what I was informed is the p… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am now 64 yrs old and plan to work until at least 70. Can
I am now 64 yrs old and plan to work until at least 70. Can I file and suspend so that my wife gets some benefits now, but I still get full benefits at age 70? Does this have to be done by April 2016 … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
2,300 satisfied customers
In the last half of this April my wife will turn 64 and I,
In the last half of this April my wife will turn 64 and I 69, sour our FRA is 66. Over the years my contributions to Social Security have been higher than hers, so that I believe her draw even at age … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I wanted to ask you what action you recommend to obtain the
I wanted to ask you what action you recommend to obtain the maximum SS benefit in the following scenario: I reached FRA in January of this year and received my first SS check this month. My wife will … read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
13,460 satisfied customers
I am 65 (to be 66 this Aug), retired and have NOT filed. My
I am 65 (to be 66 this Aug), retired and have NOT filed for SS. My wife is 64 (will be 66 in Jul, 2017), still working and also has NOT filed for SS. Our plan WAS for her to retire at 66, both file an… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
Under the restricted application law will this work? My wife
Under the restricted application law will this work? My wife is 62 can she start drawing SS today, and i am 68 can I apply a restricted application for spousal benefits, leaving my credits to grow to … read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
38,222 satisfied customers
I am 66 y.o. not taking benefits yet my wife is 61 and will
I am 66 y.o. not taking benefits yet my wife is 61 and will turn 62 in Aug 2016. Can I use any of the strategies i.e. file and suspend?… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I have recently learned that I can collect spousal benefits
I have recently learned that I can collect spousal benefits on my ex-husband. I have all the qualifiers and documents. Married more then 10 yrs, marriage certificate,divorce papers, single. He retired… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
My wife is 66 and retired; i am 60 and the higher earner, still
My wife is 66 and retired; i am 60 and the higher earner, still working. She started receiving SS benefits on her own record at age 64. When I reach my FRA can i file and suspend, and get spousal bene… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
, I am a financial advisor and have a client that needs
Hello, I am a financial advisor and have a client that needs some advice around social security strategies. After running a financial plan, it appears advantageous to implement a file and suspend stra… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
Hi, I started taking social security at 62. My wife is still
Hi, I started taking social security at 62. My wife is still working part time and will be 66 next month. I turned 66 last month. Can she "restrict her application" and collect half of my reduced bene… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
1,612 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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