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I' and have been receiving ss since 62. my wife is 63 and
i' 69 and have been receiving ss since 62. my wife is 63 and about to retire. i under stand that a spousal benefit is available from ss. This benefit would be half of mine, about 1000 dollars. At 66(f… read more
retirementlawyer
retirementlawyer
Attorney
Doctoral Degree
18,472 satisfied customers
I am currently 67. I started drawing my SS benefit at age
I am currently 67. I started drawing my SS benefit at age 62, so I have been drawing a benefit for 5 years. Due to changes in investment income over the next few years I would like to "suspend" my ben… read more
Lane
Lane
JD, MBA, CFP, CRPS
Doctoral Degree
29,980 satisfied customers
I am 67 years old and a retired Federal worker under the Civil
I am 67 years old and a retired Federal worker under the Civil Service Retirement System. I have also worked (and am still working part-time) under Social Security and have enough credits to file on m… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,490 satisfied customers
I am 70 yrs old and have social security benefits cut 1/3 by
I am 70 yrs old and have social security benefits cut 1/3 by windfall elimination act due to a state retirement. Also, I want to file for benefits. What are the benefits we must file for before April … read more
eacfp
eacfp
Master's Degree
2,074 satisfied customers
My wife and I are age 62 prior to Dec 2015, do we need to do
My wife and I are age 62 prior to Dec 2015, do we need to do anything? We are both working and I planned to file at age 66 to delay my benefits to age 70 and she plans to retire at age 64 or 65.… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
31,886 satisfied customers
I am 62 and should I apply security benefit before
I am 62 and should I apply for social security benefit before April 30, but also my wife is 64 and not working should she wait till 65 or 67 to apply?… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,490 satisfied customers
Everyone is talking about benefits of "loopholes" in Social
Everyone is talking about benefits of "loopholes" in Social Security and how the opportunity will end April 30, 2016. NO ONE IS TELLING US HOW TO APPLY What is "File and suspend?" I was born in 1942… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
If I have not reached FRA as of yet, can my spouse who was
If I have not reached FRA as of yet, can my spouse who was born in 1953 take advantage of the "file and suspend" which expires on April 29,2016… read more
LawTalk
LawTalk
Attorney
Juris Doctor
37,876 satisfied customers
I am 63 years old and started getting my Social Security at
I am 63 years old and started getting my Social Security at the age of 62 years. I am hearing and seeing a lot about the Social Security closing the loopholes for good on April 30, 2016 and that we ha… read more
eacfp
eacfp
Master's Degree
2,074 satisfied customers
We have been reading a lot about the FILE AND SUSPEND
We have been reading a lot about the FILE AND SUSPEND option, as well as the "restricted application." We understand we would first look at my spouse's benefit payments compared to mind. But, we are u… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
I keep hearing about $60,000 in benefits expiring on April
I keep hearing about $60,000 in benefits expiring on April 30. Is this so? How does one apply for it? Or this is a sham that is all over the internet. Many thanks.… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
10,686 satisfied customers
There is lots of news about "file and suspend" and spousal
There is lots of news about "file and suspend" and spousal benefits (apparently changing April 30, 2016). My wife is almost 67 (March 1949) and I am 64 (September 1951). We both have worked for more t… read more
PhillipsEsq.
PhillipsEsq.
Attorney
JD
31,886 satisfied customers
I filed at the age 62 and I'm now 68 1/2 and my wife filed
I filed for ss at the age 62 and I'm now 68 1/2 and my wife filed 2/01/15 and collected for ten payments and paid back the amount before year end,can I suspend mine and collect of my wife ss?… read more
PDtax
PDtax
Owner
Master's Degree
9,538 satisfied customers
I am 65 years old and still working. What potential benefits
I am 65 years old and still working. What potential benefits of mine will expire in April 2016?… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
You Have 3 Months Left to Claim $60,000 in Extra Social
You Have 3 Months Left to Claim $60,000 in Extra Social Security Benefits – Or Lose Them Forever Thanks to a backroom deal between President Obama and Congress, you only have until April 30, 2016 befo… read more
PDtax
PDtax
Owner
Master's Degree
9,538 satisfied customers
If you are married, another of these disappearing provisions
If you are married, another of these disappearing provisions allows you to call up your Social Security clerk, make a simple six-word request, and immediately raise your income by an extra $1,329 a mo… read more
PDtax
PDtax
Owner
Master's Degree
9,538 satisfied customers
My wife is on disability -- she will be 63 in March. She
My wife is on disability -- she will be 63 in March. She works now so has no disability payments. When she retires in June, she has to options: 1) to continue to be on the disability (should she quali… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
With regards to the new budget law (Oct. '15). I understand
With regards ***** ***** new budget law (Oct. '15). I understand the File and Suspend will be discontinued, but we may be able to use Restricted application when we turn 66 (currently my husband and I… read more
lev-tax
lev-tax
Retired
Bachelor's Degree Equivalent
30,490 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

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Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

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I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

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Dimitry K., Esq.

Dimitry K., Esq.

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Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

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16 satisfied customers

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Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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