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My wife and I are 64 years old. I am doing some planning. My
Hi. My wife and I are 64 years old. I am doing some planning. … read more
Stephen G.
Stephen G.
Sr Financial & Tax Consultant
Bachelor's Degree
8,202 satisfied customers
I am 65 years old DOB 4/5/1951. My wife is 66 years old, DOB
I am 65 years old DOB 4/5/1951. My wife is 66 years old, DOB 6/17/49. She began collecting social security benefits 1/2016. I would like to start collecting spousal benefits, so I can wait until I'm 7… read more
PhillipsEsq.
PhillipsEsq.
Attorney-at-Law
JD
32,420 satisfied customers
I am 67 years old. My wife is 61. I am working full time
I am 67 years old. My wife is 61. I am working full time and my wife is working full time. We each earn more than the social security maximum. I plan on working until age 70. I am not drawing social s… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
12,905 satisfied customers
I will be 66 June 12, 16 and will retire July 29, 16 starting
I will be 66 June 12, 16 and will retire July 29, 16 starting my social security benefits. New laws have caused concern about my wife collecting on my SS until she reaches full retirement at 70. Can s… read more
PhillipsEsq.
PhillipsEsq.
Attorney-at-Law
JD
32,420 satisfied customers
I am 67 and have been on social security since I was 62 and
I am 67 and have been on social security since I was 62 and I still work full time, my wife also works and is drawing her ss since she was 62 ,she is now 66. With the changes coming on May 1st am I mi… read more
PhillipsEsq.
PhillipsEsq.
Attorney-at-Law
JD
32,420 satisfied customers
I am 78 and receiving social security benefits. My wife is
I am 78 and receiving social security benefits. My wife is 64 born 3/4/52 and has not applied for SS benefits. How can we take advantage of the "file and suspend" strategy? She is working and has soci… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I'm 64 years old..Collect Social Security and work part time
I'm 64 years old..Collect Social Security and work part time born in 1951 I get $1400 month SS My wife works full time , she is 65 wont be 66 till November She will get approx. $900 in nov.when she tu… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April
I am 66 and drawing SS ($1913/mo). My wife turns 65 in April and is projected for around $1100/mo. It seems the new law might impact our ability to maximize our SS. Is there something we can do before… read more
PhillipsEsq.
PhillipsEsq.
Attorney-at-Law
JD
32,420 satisfied customers
My wife and I are both 67. I am the gh wage earner in the
My wife and I are both 67. I am the high wage earner in the family. My wife started taking her SS when she turned 67 (our normal retirement age). I instead chose to take half of hers until I turn 70 a… read more
PhillipsEsq.
PhillipsEsq.
Attorney-at-Law
JD
32,420 satisfied customers
My wife is presently 58 and is still teaching school. I am
My wife is presently 58 and is still teaching school. I am retired and started to receive SS at age 62. I am presently 65 and will turn 66 on March 1 2016. My wife was born on April 25, 1957, and I wa… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
12,905 satisfied customers
I am now 66 (born Oct. 1949) and have already filed and
I am now 66 (born Oct. 1949) and have already filed and suspended my own SS benefits. My wife turns 66 in June 2016 (June 1950). Neither of us has ever received any SS $. Questions: 1. When my wife fi… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
12,905 satisfied customers
I a male and was born on May 22, 1950. My wife was born on
I a male and was born on May 22, 1950. My wife was born on September 27, 1957. I am not currently working but my wife is. My estimated benefit at my full retirement age (FRA) is $2,545 and my wife's w… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I was born 5-7-1949 and my wife 3/5/1951--we would like to
I was born 5-7-1949 and my wife 3/5/1951--we would like to file and suspend and then draw a spousal benefit from each others account--I know some changes are coming --can we still do this and would it… read more
Lev
Lev
Retired
Bachelor's Degree Equivalent
37,215 satisfied customers
If I file and suspend, and my wife takes spousal benefit, is
Hi. If I file and suspend, and my wife takes spousal benefit, is the spousal benefit amount the benefit she is stuck with for life, or can she take her own higher payment at a later date?… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am a 66 year old full-time RN. My husband is 64,on my
I am a 66 year old full-time RN. My husband is 64,on my insurance,a musician who is financially independent. My plan is to work until age 68 until my husband can get on medicare. I would like to hold … read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am a male. By birth date is 04/23/1945. I expect to work
I am a male. By birth date is 04/23/1945. I expect to work to age 70. My current estimated SS at age is $2,617, and at age 70 is $3,329. I will earn about $225,000 per year until age 70. My spouse's b… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,500 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

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16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

12,905 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

Loren

Loren

Attorney

2,678 satisfied customers

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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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