Thank you for the additional information, Roxie.
While in the majority of circumstances funeral directors notify social security for you of your loved one's death, it is something that you should probably do as well, just to be sure that the death has been reported.
Based on your age, you should also ask social security about whether a survivor benefit, based on your husband's social security record, will benefit you. Quite simply a survivor benefit is equal to 100% of the benefit amount that your husband was receiving at his death. If that amount was greater than what you have been receiving, then you will absolutely want to apply for a survivor benefit.
There are only two ways to apply for a survivor benefit-----you can apply in person at your local social security office, or you can apply over the phone. Because reaching anyone at social security over the phone can take hours of waiting on hold, I suggest a personal visit to the nearest social security office.
When you go, be sure to take a copy of your marriage license, a copy of the death certificate as well as both of your social security numbers. Social security will process the notification of his passing as well as help you apply for the survivor benefit you are entitled to. Additionally, ask them to help you apply for the lump sum death benefit of $255 that you are also entitled to on a one time basis.
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