Ask Social Security Questions and Get Answers ASAP
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If you receive a pension based on earnings not covered by Social Security that can affect the amount of your Social Security benefit. It is called the windfall elimination provision (WEP). If you paid Social Security tax on 30 years of substantial earnings you are not affected by the WEP. See link: https://socialsecurity.gov/planners/retire/wep.html The WEP reduces the amount your will receive for your Social Security benefit. See link for WEP chart to see how it affects your benefits: https://socialsecurity.gov/planners/retire/wep-chart.html
Also understand that to be eligible for Social Security you have to have 40 credits (approximately 10 years of work). If you have been having social security taken out of your paychecks, you are eligible to receive social security benefits based on those deductions but again it would be reduced based on the WEP. If you did not have social security withholding taken out of your checks, you might not be eligible. So to answer your question; yes you should be able to collect SS (that is if you have enough credits). But the WEP because of your teachers pension might reduce your Social Security amount so it is unlikely (unless you have paid 30 years of substantial earnings to social security) that you will receive your full benefits unfortunately.
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