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I have been receiving Social Security 15 months. My

Customer Question
I have been receiving Social...
I have been receiving Social Security for about 15 months. My employment status has changed and I would like to suspend social security at this time but retain medicare. I turn 67 in May, 2016.
Thanks.
Gary
Submitted: 1 year ago.Category: Social Security
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Answered in 1 minute by:
2/17/2016
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,580
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
Verified

Terrific! Gary, do you have a spouse or kids also collecting SS under your record?

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Customer reply replied 1 year ago
No. My spouse is 57 and still working. Kids are all grown and on their own.
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago

OK, YES, you can suspend your benefits because you are over your full retirement age. You can do so til age 70 or earlier, and your benefit will grow by 8% per year. Medicare can remain.

According to the SSA you can request this verbally or in writing. I suggest not foregoing the In Writing, because you can send it certfied mail, r.r.r., and have proof you did so. That said, you can go in person as well to get it done.

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Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago

You will need to start paying Medicare out of pocket, since you can't have deductions from SS if you are in suspension, so contact your carrier about that.

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Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago

I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions.

Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To ***** Esq., ONLY" if you want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

Your online SS legal resource!

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Customer reply replied 1 year ago
Thank you so much. Is there some way to do this on line? A specific form to be mailed? Where do I send the request? What does it take to reinstate benefits? Do I have to, or have the option of paying back benefits already received? Does my benefit continue to grow at 8% per year when I am not receiving it? When must I take benefits?
Customer reply replied 1 year ago
Thanks. Can this be done on line? Is there a specific form to mail? To what address should I send it? What are the procedures to reinstate benefits. Do I have the option, or the requirement, of paying back the benefits already received. Do my unused benefits grow at 8% per annum? When must I take benefits?
Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago

You need to discuss with your carrier, as the bill should be going from them to you and carriers can vary.

To reinstate benefits you will contact your SSA and tell them so. Should you become 70, they should automatically start paying, since there is no point to suspension after that.

No, you do not have the option of "withdrawal of application" and paying back.

Yes, you should grow your benefit at 8% a year for each year you suspend.

There is no required time to take benefits, except when you hit 70, there is no point not to.

I am adding an option for you for "additional services", should you have any additional questions in the SS area.

Have a wonderful day, Gary.

Stephanie Joy

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Social Security Expert: Stephanie O Joy, Esq, Soc. Sec. Attorney replied 1 year ago

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

Kindly rate me "excellent"when you are done. I look forward to assisting you in the future, shouldyou have legal questions. Be sure tostart future posts with "To ***** Esq., ONLY" ifyou want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

Your online SS legal resource!

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Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,580
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